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Huntington Geo restricted work around :)

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Meanmchine
Super Contributor

Re: Huntington Geo restricted work around :)


@Jnbmom wrote:

Man that is an expensive workaround 😯


And here I was debating abouut buying my first iPhone so I could app for the Apple MC

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 11 of 18
Brian_Earl_Spilner
Credit Mentor

Re: Huntington Geo restricted work around :)

@Remedios kill two birds with one stone. New card and LexisNexis gets watercraft to report.

    
Message 12 of 18
Remedios
Credit Mentor

Re: Huntington Geo restricted work around :)

LN did bicker because I dont own a watercraft, so I'm thinking about buying one of those blow up kiddie boats and disputing with pictures of it on muddy beach.
I'd still have "No aircraft" remark, but that would be my last LN derog.
Message 13 of 18
Anonymous
Not applicable

Re: Huntington Geo restricted work around :)

I wonder, does it have to be a "Boat"? Or could we go for something smaller like a Ski Doo!

Message 14 of 18
FinStar
Moderator Emeritus

Re: Huntington Geo restricted work around :)

Let us know the outcome of your Huntington Voice app @woodyman100.
Message 15 of 18
woodyman100
Valued Contributor

Re: Huntington Geo restricted work around :)


@FinStar wrote:
Let us know the outcome of your Huntington Voice app @woodyman100.

Denied because Equifax is frozen.

It's not frozen, just a split file from my shenanigans.

Hit and miss whether the real file gets pulled. 
Even MyFICO can't give me my EQ monthly update some months.

I've read that Huntington pulls EQ exclusively, but they did pull TU at 804 for the boat loan so it's not set in stone

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-HarvardFCU-Keypoint CU-DCU-Union Square FCU-SignatureFCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Bread -DSNB-Webbank
Message 16 of 18
woodyman100
Valued Contributor

Re: Huntington Geo restricted work around :)


@woodyman100 wrote:

@FinStar wrote:
Let us know the outcome of your Huntington Voice app @woodyman100.

Denied because Equifax is frozen.

It's not frozen, just a split file from my shenanigans.

Hit and miss whether the real file gets pulled. 
Even MyFICO can't give me my EQ monthly update some months.

I've read that Huntington pulls EQ exclusively, but they did pull TU at 804 for the boat loan so it's not set in stone

 

just got the letter right after posting the results of my phone call.

Letter says I'm "Outside the lending area".  STILL GEO RESTRICTED!

 

Don't know why the letter says different than what I was told, but there it is....

 

Buy a boat and you can app. Doesn't mean approval, but you can type all you wantSmiley LOL

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-HarvardFCU-Keypoint CU-DCU-Union Square FCU-SignatureFCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Bread -DSNB-Webbank
Message 17 of 18
Anonymous
Not applicable

Re: Huntington Geo restricted work around :)

So, randomly now my Experian report disappeared. Shows no FICO score.. I’m guessing same issue for me a split file? I have a ton of accounts and inquiries so I’m guessing that’s it..
Message 18 of 18
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