I am on a mission!

[Anonymous]

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@Anonymous wrote:
Revjames,
How do I know which are soft and which are hard before applying? Know of any off hand?

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Someone started a thread and has a great list of creditors who do hard or soft pulls. Here's the link:

http://ficoforums.myfico.com/t5/Credit-Card-Applications/CLI-Hard-or-Soft-Pull-List/td-p/4061154 

[wmweeza]

Pizza and Ron are posters here, that's their screen names

[Anonymous]

Oh!!! Well I don't feel so slow now lol

[Anonymous]

Surprisingly a bunch of inquiries dropped off recently. I'm down to 51, 45, and 43...Still incredibly outrageous but I have 14-20 coming off in Sept and a few more by the end of the year and a slew more in March. I went through two sprees! I'm relieved to know I'm not at 81 anymore. What's surprising is I still was granted credit lines with all those inquiries.

[Anonymous]

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@Zorasmiles wrote:

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@Anonymous wrote:
Zorasmiles,

It was 65 open accounts but I closed three of them, one company went out of business and one closed due to inactivity. 12 months no use and they closed it.

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You're in the Ron and Credit Addict card count territory lol 

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Not yet. They need to keep apping!

[Anonymous]

And just got an increase to $5000 on Amazon today. Woo!

[securingourfuture]

Wow I'm blown away - congratulations!!

I feel you on the inquiry situation. I'm in the same boat...and in the garden.

[Anonymous]

Wow! I'm speechless! Congrats on all your successes.

[Anonymous]

Thank you! I'my so excited to see where this road can lead. It is going to feel so nice to have a report clear of blemishes. Maybe people are viewing all the accounts I have and see that I am handling them all well? I don't know lol just guessing. I am going to close at least two cards but I'm just not sure when it's safe to do that without hurting my AAoA.

[Anonymous]

Holy cow! and i was freaking out that i had 10 CC open hahaha

Back to your point, if you request it it will count as an inq. but if its given auto it wont.

GL