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I hate my Lowes card

Archange1
Established Contributor

Re: I hate my Lowes card

I called in. 3k-35k in 2minutes.

Message 11 of 33
Sandibeach22
Valued Contributor

Re: I hate my Lowes card

I wouldn't worry.  If your score was on the low side, wait a bit and ask credit solutions for a cli.  I would ask for 35k.  I was too chicken since the lady on the phone asked me if that was 2.5k or 25k!  Freaked me out and I only asked for the 25k.  Make sure you have another 1/2 cards with high limits. It helps.


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 12 of 33
Archange1
Established Contributor

Re: I hate my Lowes card

I personally did not have any other cards with high limits at the time. Lowe's was my first high credit limit. My other limits were 3k. that they could see reporting. That day I also got 5500, 20k, 10k, 5k (CLI) on other apps/cards. It was a great day.

Message 13 of 33
BigBS
Valued Contributor

Re: I hate my Lowes card

I have found them to new account sensitive (along with others). Have requested a CLI twice since a spree of 4 cards and CLOC in December and January and denied on all methods (luv button, chat, and Credit Solutions) for new accounts and/or usage. Have plenty of credit and scores in the 800s, so perhaps less of an issue for me. Going to wait until the new stuff is 6 months old and try again.

EX EQ TU
Score 804 805 822
INQs 7 4 8
Last INQ 02 Sep 20

Total Credit Limit - $1.4M

Message 14 of 33
MyLoFICO
Valued Contributor

Re: I hate my Lowes card


@Vortexeng wrote:

I hit the no-luv button


That is what is wrong. Luv button doesn't work on any of my Synch accounts. Call CS. You should get atleast 8k. Ask for 25k. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 15 of 33
ddemari
Super Contributor

Re: I hate my Lowes card

Op like everyone else said, call credit solutions.
Message 16 of 33
Vortexeng
Regular Contributor

Re: I hate my Lowes card

I called Credit Solutions today and asked for $25k. After about 30 seconds he came back and said sorry I can not increase your limit to $25k. The best I can do is $12k. That will work. Just wanted enough to put new appliances on to get the 5% discount.

Message 17 of 33
Harley14
Valued Contributor

Re: I hate my Lowes card

Congrats Vortexeng! I use it for the financing promo instead of the 5%. Watch for deals you can sometimes do a 10% off purchase and combine the financing. Change of address mailers will sometimes have a coupon in them. Lol. I just goto my post office n grab them.

EQ688
TU700
EX707

Message 18 of 33
elim
Senior Contributor

Re: I hate my Lowes card


@Vortexeng wrote:

I called Credit Solutions today and asked for $25k. After about 30 seconds he came back and said sorry I can not increase your limit to $25k. The best I can do is $12k. That will work. Just wanted enough to put new appliances on to get the 5% discount.


  Congrats... In a couple months call again and ask for 30k.  Easy Peazy.

Message 19 of 33
alottacards
Established Contributor

Re: I hate my Lowes card


@Vortexeng wrote:

I called Credit Solutions today and asked for $25k. After about 30 seconds he came back and said sorry I can not increase your limit to $25k. The best I can do is $12k. That will work. Just wanted enough to put new appliances on to get the 5% discount.


Awesome.  Glad it worked out for you.

 

Message 20 of 33
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