I just Ritz app'd..

[Anonymous]

Still at 30 days. I know, I know... it's only been one day

[ExplicitElicit]

I'm paitently waiting too... 2 days in after the 30 day message!

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@Anonymous wrote:

Got the 30 day message. The Great Chase Waiting Game commences.... NOW!

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[AverageJoesCredit]

This is gonna be a long 30 days

[Anonymous]

No joke. Seriously, do they usually go that long? I've heard it's best to let it run its course and NOT call in. True?

[ExplicitElicit]

I called in today after app'ing yesterday. I kept getting the robo and finally pressed the button to speak with a rap. They pulled up my applicaitons (I have two with chase in pending status right now) - Neither has been approved nor declined. They are waiting for an analyst to review the CR and make a decision. So I guess I have no choice but to be paitent at this point lol.

[Anonymous]

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@Anonymous wrote:
No joke. Seriously, do they usually go that long? I've heard it's best to let it run its course and NOT call in. True?

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I waited for almost two weeks for mine. I had 7 apps <3 months so I definitely thought I pushed my luck so I let it run its course. Didn't want to spook Chase. Good luck on your app!

[Anonymous]

Thanks! I'm prepared for denial but hoping robolady will give me an approval

[Anonymous]

I saw a lot of datapoints indicating that any JP Morgan specific card is likely to need 'verification.' I called in on a weekday and spoke to them for a couple of minutes. That lead to an approval with nothing more than a verification of my authorized user and a code read back from my phone.

I'd call in; the datapoints for waiting when you get the 30 day message are largely for business cards involving non-existent businesses.

[Anonymous]

Are they available on Saturdays?

[Anonymous]

No. They don't come in very early on weekdays either.

Call the robo lady after 11AM Eastern on Monday and select whatever option allows you to talk to someone in customer service. Be polite, but let them know you're wondering if there is any more information they need to approve you. Don't act like you won't get the card. If you're going to be approved, they'll transfer you. Even if the CSR sends you to lending, I'd stay on the phone. They sent me there and the underwriter sent me over to verification.