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I’m done with Capital One.

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Shooting-For-800
Senior Contributor

Re: I’m done with Capital One.

which one of your new cards were available to you when cap one gave you a card?

chance are if you opened a new cap one card now you would get a limit similar to or higher than your other cards.

I would try spending a more each month.

 

FTR - I have received CLIs of up to $8k each with cap one.  They can grow but sometimes you need to open a new card.  I went from 1 card at 3k to 3 cards totaling $85k (now $67k)

 

GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 11 of 13
Jervo007
New Contributor

Re: I’m done with Capital One.

I feel ya. I got their bottom of the barrel "Platinum" card last year. After x amount of on time payments they auto CLI'd me ... $500. I did just upgrade the card to the QS last weekend.

 

Lately, I've gotten CLIs on my Citi and Discover cards of $1,000.00ea. I just mash the CLI buttons on the apps if they have em each month. Cause, why not? Its just a computer making a decision.

 

I saw this post and it reminded me to do just that. Opened the Cap One app 5 minutes ago, requested a CLI, and BAM... A whopping $300. So, now my CL is $3,800.00. Better than nothing I suppose. 

Amex Gold | Amex BCP | Amex BBP | Discover Cash Back | Citi Costco Anywhere | Chase Sapphire Preferred | Chase Ink Business Cash | Capital One QS
EX8: 774 | TU8: 744 | EQ8: 744 | Fico 9: 792
Message 12 of 13
chhull00
Frequent Contributor

Re: I’m done with Capital One.


@Anonymous wrote:

I think you're in the same boat with the rest of us who have bucketed Cap One cards. 

 

Capital One is great for giving a chance to rebuilders or those with less than perfect credit but as you can see it comes with a price.

 

Some prefer to sock drawer, some wait and reapply for a different 3 HP card and some like me can't wait to close the card and be done with Cap One. No hard feelings, just not a lender I'd like to grow with. You do whatever works for your circumstances. GL! 


What Satan says, i also saySmiley LOLHeart

;






Message 13 of 13
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