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I need to apply for another credit card...I cant control it

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JoshNurse
Frequent Contributor

I need to apply for another credit card...I cant control it

My anxiety levels are through the roof and I really cant control myself any longer.  What is a good card to apply for?  My last 2 cards were the ritz carlton and the amex platinum.

 

I need one more "premium" card or one that gives me either more hotel deals OR free movie tickets.  I love going to the movies.

 

thanks!

Message 1 of 80
79 REPLIES 79
SunriseEarth
Moderator Emeritus

Re: I need to apply for another credit card...I cant control it


@JoshNurse wrote:

My anxiety levels are through the roof and I really cant control myself any longer.  What is a good card to apply for?  My last 2 cards were the ritz carlton and the amex platinum.

 

I need one more "premium" card or one that gives me either more hotel deals OR free movie tickets.  I love going to the movies.

 

thanks!


But you can't even find uses for the cards you have!



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 2 of 80
JoshNurse
Frequent Contributor

Re: I need to apply for another credit card...I cant control it


@SunriseEarth wrote:

@JoshNurse wrote:

My anxiety levels are through the roof and I really cant control myself any longer.  What is a good card to apply for?  My last 2 cards were the ritz carlton and the amex platinum.

 

I need one more "premium" card or one that gives me either more hotel deals OR free movie tickets.  I love going to the movies.

 

thanks!


But you can't even find uses for the cards you have!


RItz carlton I get free hotel stays and its made of metal... Amex card I spend $3K and get 40,000 points.  My brother can charge my card for an item that .... well I cant speak any more lol...

Message 3 of 80
FinStar
Moderator Emeritus

Re: I need to apply for another credit card...I cant control it


@SunriseEarth wrote:

@JoshNurse wrote:

My anxiety levels are through the roof and I really cant control myself any longer.  What is a good card to apply for?  My last 2 cards were the ritz carlton and the amex platinum.

 

I need one more "premium" card or one that gives me either more hotel deals OR free movie tickets.  I love going to the movies.

 

thanks!


But you can't even find uses for the cards you have!


Exactly.

 

OP, since  your lavish lifestyle and demand for high-end luxuries that includes jet-setting to the next destination across the globe, try this one.  Smiley Tongue

 

Visa Infinite.JPG

Message 4 of 80
Dw4250
Valued Contributor

Re: I need to apply for another credit card...I cant control it

Josh- You indicated on your siggy your goal score is 800 and you are currently sitting at 762.

Isn't adding another TL going to drive down your score and prolong reaching your goal?
Message 5 of 80
Kenny
Moderator Emeritus

Re: I need to apply for another credit card...I cant control it

I recommend you take a break from the credit world. Definitely don't need to app again.
Message 6 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it


@Kenny wrote:
I recommend you take a break from the credit world. Definitely don't need to app again.

+1

 

Or you might end up like that other user that got AA'd by Chase recently. (CSP Closed)

Message 7 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it

Josh, you should take the gardening thing out of your sig. It looks like you are and have actively been applying. Also, as stated by the previous poster, adding more TLs will lengthen your journey to your goal score of 800. With that said, there is nothing wrong with adding more TLs if you don't plan any major purchases soon. 

 

 Also, what do you mean by premium card or one that gives you movie rewards? Without more specific information, it is hard to recommend a card. Premium in what way? Specific benefits like lounge access? If so, lounge access where? The $395 Diner's Club card might make sense for you if you need lounge access internationally in certain areas. Without knowing what benefit you need, it's hard to recommend one. If you want a dining/entertainment card, the Citi Thank You Premier gives 3x points for dining and entertainment. Not quite as good as Chase or Amex points, but Citi's points are useful too. 

 

Or do you want a premium card just to have it (your post leads me to believe this might be the case)? If so, there isn't much beyond what you have unless you qualify for the real premium cards like the Centurion/Palladium/etc. Cards like the Visa Stratus and the Visa Black have some level of prestige as well, though as a "rewards" focused person [EDIT] I would not recommend them. [/EDIT]

Message 8 of 80
09Lexie
Moderator Emerita

Re: I need to apply for another credit card...I cant control it


@Anonymous wrote:

Josh, you should take the gardening thing out of your sig. It looks like you are and have actively been applying. Also, as stated by the previous poster, adding more TLs will lengthen your journey to your goal score of 800. With that said, there is nothing wrong with adding more TLs if you don't plan any major purchases soon. 

 

 Also, what do you mean by premium card or one that gives you movie rewards? Without more specific information, it is hard to recommend a card. Premium in what way? Specific benefits like lounge access? If so, lounge access where? The $395 Diner's Club card might make sense for you if you need lounge access internationally in certain areas. Without knowing what benefit you need, it's hard to recommend one. If you want a dining/entertainment card, the Citi Thank You Premier gives 3x points for dining and entertainment. Not quite as good as Chase or Amex points, but Citi's points are useful too. 

 

Or do you want a premium card just to have it (your post leads me to believe this might be the case)? If so, there isn't much beyond what you have unless you qualify for the real premium cards like the Centurion/Palladium/etc. Cards like the Visa Stratus and the Visa Black have some level of prestige as well, though as a "rewards" focused person, 


Good catch!

 

OP-please update your siggy to correct your gardening status.  Thank you!

Message 9 of 80
JoshNurse
Frequent Contributor

Re: I need to apply for another credit card...I cant control it


@FinStar wrote:

@SunriseEarth wrote:

@JoshNurse wrote:

My anxiety levels are through the roof and I really cant control myself any longer.  What is a good card to apply for?  My last 2 cards were the ritz carlton and the amex platinum.

 

I need one more "premium" card or one that gives me either more hotel deals OR free movie tickets.  I love going to the movies.

 

thanks!


But you can't even find uses for the cards you have!


Exactly.

 

OP, since  your lavish lifestyle and demand for high-end luxuries that includes jet-setting to the next destination across the globe, try this one.  Smiley Tongue

 

Visa Infinite.JPG


 

 

It gave me some new ideas for a new design. I am still working on it and will import it to my capital one quick silver card to test it out. The card above looks too crowded with the shapes.

 

luxury1.png

Message 10 of 80
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