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IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

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Zorasmiles
Established Contributor

IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

RECENTLY AMEX HAS BEEN DOUBLE PULLING FOR THOSE WHO APPLY FOR A CHARGE AND A REVOLVER ON THE SAME DAY.  Let's put out heads together and see what the new trends are.  Some have reported that their initial SL's on the first pull are low but second pull revolver SL is high.  The Credit Pull Database doesn't have enough information in the flurry of pulls that I see here on myFICO.  So, if you can copy and paste the below questions and place your responses into your reply, I'd greatly appreciate it.

 

 

AMEX charge applied for _________________     AMEX revolver applied for  ______________________

 

CRA pulled and score  ___________________________  IF there were a second CRA pulled which CRA and score_________________________

 

Any collection accounts________________________  Any 60 day lates _______________________   Judgments_______________________

 

 

Did you currently have any AMEX accounts prior to your most recent applications  __________________________________

 

I'm considering applying for another charge and revolver but I don't want two pulls as I've seen in a few threads lately.  I figure if we can get some solid numbers of recent apps and the results it might let us know if AMEX is changing things up a bit (sign of things to come perhaps).  Thanks to all who participate or can contribute in anyway.

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.
Message 1 of 41
40 REPLIES 40
Anonymous
Not applicable

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

Applied for Platinum and ED. Experian was pulled at 681. 2 collections, no 60 days late or judgements. I used to have a zync, but closed it over a year ago.

Message 2 of 41
Zorasmiles
Established Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

Thanks.  At least during that time they were only pulling one credit report and sticking to their norm.

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.
Message 3 of 41
pa850
Regular Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

Hi Submitted app for Costco Amex and BCE in March 2015.  They pulled Ex - 683.  I had three, 30-day lates in 2013; one unpaid judgment from 2011 and two 30-day lates in 2009 and 2010.   I was approved for $2,500 - Costco Amex and BCE fior 9,900.    

 

My cards prior to receiving Amex:

Secured Cap One 3000

Secured US Bank $500

Unsecued Cap One - $800

Message 4 of 41
grinlikechelsea
Established Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

Approved for AmEx PRG this morning. Pulled EX which was 784 when I last checked. No lates or derogs on my CR. I've been an AmEx member since 2013 and my SPG has a  $25,000 limit.

Message 5 of 41
Anonymous
Not applicable

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

AMEX CHARGE APPLIED FOR ______N/A________     AMEX REVOLVER APPLIED FOR  Delta Skymiles Gold___

 

CRA PULLED AND SCORE  Experian _____________  IF THERE WAS A SECOND PULL WHICH CRA AND SCORE ___N/A_______________

 

ANY COLLECTION ACCOUNTS_____N/A__________  ANY 60 DAY LATES ___2_________________   JUDGEMENTS___N/A_________________

 

 

DO YOU CURRENTLY HAVE ANY AMEX ACCOUNTS PRIOR TO YOUR MOST RECENT APPLICATIONS __AU on a PRG____________________

 

Edited to add -- Ooops...should've read more closely...didn't see you were asking for those who applied for and received a charge and a revolver.  Mine was only a revolver

 

Message 6 of 41
B335is
Moderator Emeritus

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

What is with the CAPS?!
Message 7 of 41
Anomalous
Senior Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS


@Zorasmiles wrote:

RECENTLY AMEX HAS BEEN DOUBLE PULLING FOR THOSE WHO APPLY FOR A CHARGE AND A REVOLVER ON THE SAME DAY.  Let's put out heads together and see what the new trends are.  Some have reported that their initial SL's on the first pull are low but second pull revolver SL is high.  The Credit Pull Database doesn't have enough information in the flurry of pulls that I see here on myFICO.  So, if you can copy and paste the below questions and place your responses into your reply, I'd greatly appreciate it.

 

 

AMEX CHARGE APPLIED FOR _________________     AMEX REVOLVER APPLIED FOR  ______________________

 

CRA PULLED AND SCORE  ___________________________  IF THERE WAS A SECOND PULL WHICH CRA AND SCORE _________________________

 

ANY COLLECTION ACCOUNTS________________________  ANY 60 DAY LATES _______________________   JUDGEMENTS_______________________

 

 

DO YOU CURRENTLY HAVE ANY AMEX ACCOUNTS PRIOR TO YOUR MOST RECENT APPLICATIONS __________________________________

 

I'm considering applying for another charge and revolver but I don't want two pulls as I've seen in a few threads lately.  I figure if we can get some solid numbers of recent apps and the results it might let us know if AMEX is changing things up a bit (sign of things to come perhaps).  Thanks to all who participate or can contribute in anyway.


Not exactly what you're looking for but my mom was approved for two revolvers within one week and the first pull on EX for the Delta Gold resulted in a $3.5k limit while the Hilton pull days later gave her $5k. No collections, lates, or judgements. No prior AMEX accounts.

Keep both your credit and your body in top shape!

Message 8 of 41
Aarvard
Established Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

App'ed for PRG and ED in Feb 2015 with PRG first and ED right after. Instant approval for both. Only 1 EX pull with a score of 730. No blemish. I had a Gold Delta Amex before these two cards.  

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 9 of 41
coffeegal
Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

 

Not sure if this topic warrants shouting, but here's my info:

 

AMEX CHARGE APPLIED FOR ___Green card______________     AMEX REVOLVER APPLIED FOR  ___BCE___________________

 

CRA PULLED AND SCORE  ____EX 683 (Jan 15)______  IF THERE WAS A SECOND PULL WHICH CRA AND SCORE __________N/A_______________

 

ANY COLLECTION ACCOUNTS_____2 CAs - paid under $200 5+ years old___________________  ANY 60 DAY LATES ___2 ____________________   JUDGEMENTS ______N/A

 

 

DO YOU CURRENTLY HAVE ANY AMEX ACCOUNTS PRIOR TO YOUR MOST RECENT APPLICATIONS ____Was an AU on Gold Business  and Corporate card, but not currently_____________________________

Starting Score: EQ 657 TU 627 EX 650 12/2014
Current Score: EQ 747 TU 748 EX 738 3/2017
Message 10 of 41
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