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RECENTLY AMEX HAS BEEN DOUBLE PULLING FOR THOSE WHO APPLY FOR A CHARGE AND A REVOLVER ON THE SAME DAY. Let's put out heads together and see what the new trends are. Some have reported that their initial SL's on the first pull are low but second pull revolver SL is high. The Credit Pull Database doesn't have enough information in the flurry of pulls that I see here on myFICO. So, if you can copy and paste the below questions and place your responses into your reply, I'd greatly appreciate it.
AMEX charge applied for _________________ AMEX revolver applied for ______________________
CRA pulled and score ___________________________ IF there were a second CRA pulled which CRA and score_________________________
Any collection accounts________________________ Any 60 day lates _______________________ Judgments_______________________
Did you currently have any AMEX accounts prior to your most recent applications __________________________________
I'm considering applying for another charge and revolver but I don't want two pulls as I've seen in a few threads lately. I figure if we can get some solid numbers of recent apps and the results it might let us know if AMEX is changing things up a bit (sign of things to come perhaps). Thanks to all who participate or can contribute in anyway.
Applied for Platinum and ED. Experian was pulled at 681. 2 collections, no 60 days late or judgements. I used to have a zync, but closed it over a year ago.
Thanks. At least during that time they were only pulling one credit report and sticking to their norm.
Hi Submitted app for Costco Amex and BCE in March 2015. They pulled Ex - 683. I had three, 30-day lates in 2013; one unpaid judgment from 2011 and two 30-day lates in 2009 and 2010. I was approved for $2,500 - Costco Amex and BCE fior 9,900.
My cards prior to receiving Amex:
Secured Cap One 3000
Secured US Bank $500
Unsecued Cap One - $800
Approved for AmEx PRG this morning. Pulled EX which was 784 when I last checked. No lates or derogs on my CR. I've been an AmEx member since 2013 and my SPG has a $25,000 limit.
AMEX CHARGE APPLIED FOR ______N/A________ AMEX REVOLVER APPLIED FOR Delta Skymiles Gold___
CRA PULLED AND SCORE Experian _____________ IF THERE WAS A SECOND PULL WHICH CRA AND SCORE ___N/A_______________
ANY COLLECTION ACCOUNTS_____N/A__________ ANY 60 DAY LATES ___2_________________ JUDGEMENTS___N/A_________________
DO YOU CURRENTLY HAVE ANY AMEX ACCOUNTS PRIOR TO YOUR MOST RECENT APPLICATIONS __AU on a PRG____________________
Edited to add -- Ooops...should've read more closely...didn't see you were asking for those who applied for and received a charge and a revolver. Mine was only a revolver
@Zorasmiles wrote:RECENTLY AMEX HAS BEEN DOUBLE PULLING FOR THOSE WHO APPLY FOR A CHARGE AND A REVOLVER ON THE SAME DAY. Let's put out heads together and see what the new trends are. Some have reported that their initial SL's on the first pull are low but second pull revolver SL is high. The Credit Pull Database doesn't have enough information in the flurry of pulls that I see here on myFICO. So, if you can copy and paste the below questions and place your responses into your reply, I'd greatly appreciate it.
AMEX CHARGE APPLIED FOR _________________ AMEX REVOLVER APPLIED FOR ______________________
CRA PULLED AND SCORE ___________________________ IF THERE WAS A SECOND PULL WHICH CRA AND SCORE _________________________
ANY COLLECTION ACCOUNTS________________________ ANY 60 DAY LATES _______________________ JUDGEMENTS_______________________
DO YOU CURRENTLY HAVE ANY AMEX ACCOUNTS PRIOR TO YOUR MOST RECENT APPLICATIONS __________________________________
I'm considering applying for another charge and revolver but I don't want two pulls as I've seen in a few threads lately. I figure if we can get some solid numbers of recent apps and the results it might let us know if AMEX is changing things up a bit (sign of things to come perhaps). Thanks to all who participate or can contribute in anyway.
Not exactly what you're looking for but my mom was approved for two revolvers within one week and the first pull on EX for the Delta Gold resulted in a $3.5k limit while the Hilton pull days later gave her $5k. No collections, lates, or judgements. No prior AMEX accounts.
Keep both your credit and your body in top shape!
App'ed for PRG and ED in Feb 2015 with PRG first and ED right after. Instant approval for both. Only 1 EX pull with a score of 730. No blemish. I had a Gold Delta Amex before these two cards.
Not sure if this topic warrants shouting, but here's my info:
AMEX CHARGE APPLIED FOR ___Green card______________ AMEX REVOLVER APPLIED FOR ___BCE___________________
CRA PULLED AND SCORE ____EX 683 (Jan 15)______ IF THERE WAS A SECOND PULL WHICH CRA AND SCORE __________N/A_______________
ANY COLLECTION ACCOUNTS_____2 CAs - paid under $200 5+ years old___________________ ANY 60 DAY LATES ___2 ____________________ JUDGEMENTS ______N/A
DO YOU CURRENTLY HAVE ANY AMEX ACCOUNTS PRIOR TO YOUR MOST RECENT APPLICATIONS ____Was an AU on Gold Business and Corporate card, but not currently_____________________________