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IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

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JC_NuJeru
Valued Member

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

AMEX charge applied for ______PRG___________     AMEX revolver applied for  _______ED_______________

 

CRA pulled and score  ________Exp/642___________________  IF there were a second CRA pulled which CRA and score_________________________

 

Any collection accounts_______1_________________  Any 60 day lates _______yes - 6 - lots of student loans________________   Judgments________NO_______________

 

 

Did you currently have any AMEX accounts prior to your most recent applications  ______________Got backdating to 1993____________________


IN GARDEN UNTIL Dec 2017 Starting Score May 2014 EQ: 586 Feb 2017 - Scores EX: 713 TU: 723 EQ: 717 Goal Score: 750 +
Amex PRG - NPSL, Cap 1 QS Rewards Visa - $10,000, Amex ED - $16,000, PenFed Platinum Rewards Visa - $15,000, Discover IT - $6000, Cap 1 QS One MC - $4250, Chase Freedom - $3,500, Citi Visa - $5100, Macy's - $8500, BOA Visa - $2500, DCU Visa - $2000, Best Buy - $2000, Cap 1 Platinum MC - $1800. Utilization @ 7%
Message 31 of 41
Ubuntu
Regular Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS



AMEX charge applied for _____Green____________     AMEX revolver applied for  _____Costco_TruEarnings________________

 

CRA pulled and score  ______Experian_840__________________  IF there were a second CRA pulled which CRA and score________None______________

 

Any collection accounts__________No______________  Any 60 day lates ________No_______________   Judgments_______No________________

 

 

Did you currently have any AMEX accounts prior to your most recent applications  _______Yes_(PRG,BCP)______________________

 


I did a two cards same day app about 9 months ago with instant approvals on both cards and only a single EX pull.

 

I just did that again last week but this time I had a fraud alert on my account so it took a few days for things to be processed but both apps were eventually approved. I was prepared for and half expecting to have two pulls from EX and possibly pulls from the other CRAs as well but the only thing that's shown up in my file is a single Experian pull.

 

Go Amex!

 

Message 32 of 41
Zorasmiles
Established Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS


@Ubuntu wrote:


AMEX charge applied for _____Green____________     AMEX revolver applied for  _____Costco_TruEarnings________________

 

CRA pulled and score  ______Experian_840__________________  IF there were a second CRA pulled which CRA and score________None______________

 

Any collection accounts__________No______________  Any 60 day lates ________No_______________   Judgments_______No________________

 

 

Did you currently have any AMEX accounts prior to your most recent applications  _______Yes_(PRG,BCP)______________________

 


I did a two cards same day app about 9 months ago with instant approvals on both cards and only a single EX pull.

 

I just did that again last week but this time I had a fraud alert on my account so it took a few days for things to be processed but both apps were eventually approved. I was prepared for and half expecting to have two pulls from EX and possibly pulls from the other CRAs as well but the only thing that's shown up in my file is a single Experian pull.

 

Go Amex!

 


Awesome!  Team Amex seems to be conducting business as normal I'm thinking with the right credit scores and credit profile!  

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.
Message 33 of 41
Anonymous
Not applicable

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

Last week platinum charge, approved instantly, single pull EX.  EX mid 700's. 

 

Prior accounts:  PRG and Delta Reserve.

 

Zero baddies of any kind.

Message 34 of 41
Anonymous
Not applicable

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

I posted earlier on the delta approval, but BCE was denied AND I got two hard pulls on EX to show for it. Apped for both on the same night, BCE held over for 7 days. 

Message 35 of 41
Goro48
Member

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

AMEX charge applied for ________N/A_________ AMEX revolver applied for ____AMEX EDP__________________

 

CRA pulled and score ____769_______________________ IF there were a second CRA pulled which CRA and score_________________________

 

Any collection accounts______0__________________ Any 60 day lates ______0_________________ Judgments_____0__________________

 

 

Did you currently have any AMEX accounts prior to your most recent applications ____AMEX PRG (PC'ed from green -opened 06/13)______________________________

 

Message 36 of 41
jay0
Established Member

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

AMEX charge applied for:           PRG                  AMEX revolver applied for         Gold Delta SkyMiles®

 

CRA pulled and score                EX: 686              IF there were a second CRA pulled which CRA and score       EX:686

 

Any collection accounts  1 Collection, 2 CO's    Any 60 day lates    Several 2+ yrs old      Judgments: NO

 

 

Did you currently have any AMEX accounts prior to your most recent applications  ______BCE____________________________

Message 37 of 41
Outdoorstech1
Frequent Contributor

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

Approved for AmEx Blue Cash Everyday last month with a 672 FICO w a $5,000 Credit Limit.  One Colletion on my CR and few negative one Closed and paid judgement from 2013

Message 38 of 41
Anonymous
Not applicable

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS

Ok, all these BCE cards with similar scores and file stats, and I'm starting to wonder if I should recon my denial. I did get the Delta card, but a big fat no on the BCE when I apped for it right after.

Message 39 of 41
jay0
Established Member

Re: IF YOU'VE RECENTLY ACQUIRED AN AMEX ACCOUNT PLEASE CONSIDER PARTICIPATING...THANKS


@Anonymous wrote:

Ok, all these BCE cards with similar scores and file stats, and I'm starting to wonder if I should recon my denial. I did get the Delta card, but a big fat no on the BCE when I apped for it right after.


Yeah but that's two revolvers you applied for at once, maybe that's why you got denied for the BCE. I should also point out that I was denied the Delta card immediately following my approval for the BCE back in Dec. This time was different because I again applied for the Delta, instant approved, then the PRG after.

Message 40 of 41
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