Re: IKEA PROJEKT CRÉDIT CARD

Anonymous · ‎07-09-2018

I applied for it a couple of days ago and it says “info you provided is being reviewed. You may expect a reply by mail within 2 weeks”
Sounds like a denial mail coming up. Anyone else applied? What CL did you get ?

Anonymous · ‎07-09-2018

Yes it does sound like a denial. I haven’t seen many posts of approvals for this card because I don’t think many have apped for it.

IIRC....you have a recent BK. I’m a BK survivor as well. Most credible lenders have a pre-qual tool that will give you an indication of approval chances. I only mention this bc I don’t want you to rack up a bunch of useless hp’s with no chance of approval that will hurt your chances in the near future. While hp’s aren’t detrimental if you have a thick healthy file, they can be harmful if you don’t especially with a BK on file.

This thread may also help: https://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737

Good luck op!

Anonymous · ‎07-09-2018

No BK for me. Just recently got credit cards in February

so um just rebuilding.

started at 522 in February 2018.

doing ok now. I just have to wait

Anonymous · ‎07-09-2018

Oops, I’m sorry. I misunderstood from a previous post.

FinStar · ‎07-10-2018

OP, it's probably best just to wait things out instead of applying for too many CCs in such a short period of time. If you were recently denied by AMEX, that should be a sign to hit the brakes, given the reasons they've cited.

Unfortunately, as @Anonymous mentioned, it's likely a denial.