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IN NFCU PLATINUM HELL

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AllZero
Mega Contributor

Re: IN NFCU PLATINUM HELL

Another option if you are trying to keep your spade, would be to request a $4,000 CLI on your More Rewards. If approved, perhaps move the desired credit line to the Platinum?

Message 11 of 18
Brian_Earl_Spilner
Credit Mentor

Re: IN NFCU PLATINUM HELL

I was in a similar position. It took about 21 months before I got my first increase for my cash rewards. My second card was approved about that time also for around $3k. 91/3 and it's at 6800 now. Was just denied another increase on cash rewards, but it was because of that $500 increase they gave everyone. Gonna try again in a couple of months to see what happens

    
Message 12 of 18
M_Smart007
Legendary Contributor

Re: IN NFCU PLATINUM HELL


@AllZero wrote:

Another option if you are trying to keep your spade, would be to request a $4,000 CLI on your More Rewards. If approved, perhaps move the desired credit line to the Platinum?


+1 ..  I agree with @AllZero Smiley Wink

 

 

Message 13 of 18
M_Smart007
Legendary Contributor

Re: IN NFCU PLATINUM HELL

@Anonymous, For now I would re-allocate what CL is needed to your Platinum from your MoreRewards.

Message 14 of 18
BmoreBull
Established Contributor

Re: IN NFCU PLATINUM HELL


@Brian_Earl_Spilner wrote:

I was in a similar position. It took about 21 months before I got my first increase for my cash rewards. My second card was approved about that time also for around $3k. 91/3 and it's at 6800 now. Was just denied another increase on cash rewards, but it was because of that $500 increase they gave everyone. Gonna try again in a couple of months to see what happens


What $500 increase that they gave everyone? When was this?



Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 15 of 18
Anonymous
Not applicable

Re: IN NFCU PLATINUM HELL


@BmoreBull wrote:

@Brian_Earl_Spilner wrote:

I was in a similar position. It took about 21 months before I got my first increase for my cash rewards. My second card was approved about that time also for around $3k. 91/3 and it's at 6800 now. Was just denied another increase on cash rewards, but it was because of that $500 increase they gave everyone. Gonna try again in a couple of months to see what happens


What $500 increase that they gave everyone? When was this?


I didn't get any $500 increase on any of my cards! 😞☹️

Message 16 of 18
coldfusion
Community Leader
Mega Contributor

Re: IN NFCU PLATINUM HELL


@Anonymous wrote:

@BmoreBull wrote:

@Brian_Earl_Spilner wrote:

I was in a similar position. It took about 21 months before I got my first increase for my cash rewards. My second card was approved about that time also for around $3k. 91/3 and it's at 6800 now. Was just denied another increase on cash rewards, but it was because of that $500 increase they gave everyone. Gonna try again in a couple of months to see what happens


What $500 increase that they gave everyone? When was this?


I didn't get any $500 increase on any of my cards! 😞☹️


Maybe @Brian_Earl_Spilner can reply and add context to eliminate the confusion. 

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 17 of 18
Brian_Earl_Spilner
Credit Mentor

Re: IN NFCU PLATINUM HELL

Navy was giving $500 increases because of the pandemic. My wife got one also.

    
Message 18 of 18
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