I called back in because I was curious as to why I was told something different than what I’ve been reading recently on the forums. I was able to get a CLI on a SP. I have not been using my WF card but I will definitely be taking advantage of this BT offer I have.
Just to clarify...are you saying that you called back and told the CSR that you've heard that they do SP CLIs, and they complied, and GUARANTEED that you wouldn't receive a HP if the SP was declined?
If so, the inconsistency is a bit concerning. I've called TWICE regarding CLIs, and each time was told that, once I made the request, there was no way of knowing whether it would be a SP or HP, and no backing out once initiated.
But I will certainly call back if it's working for SOMEONE out there!
(Although I just paid my 5th statement, and not sure if that's too early or not.)
@LooksAreDeceiving, definetly wait for 6 months before requesting. When you do call ask if there are any sp cli offers on your accounts.
Ah, I didn't know that was a thing with WF. I will definitely go that route next month. I'm just trying to grow my measly limits to hopefully raise the odds of a decent SL with Chase if/when I get approved for their Freedom.
I have a Discover on the way, and looking forward to their SP CLIs.
Thanks for the tip, AJC!