Is PayPal credit really worth getting ?

[tussking]

TIA !

[BronzeTrader]

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@tussking wrote:
TIA !

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No, I just closed mine. But I did cash all my points with gift cards before I closed it. There are other better cards.

[baller4life]

I like having a hidden tradeline that you can use for 0% financing for 6 months on purchases over $99.

[tussking]

Baller of course its you who nudged me !!!! Approved ! My first comenity account !

[BronzeTrader]

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@baller4life wrote:
I like having a hidden tradeline that you can use for 0% financing for 6 months on purchases over $99.

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I may have responded to the Paypal Master card, not the Paypal credit.... 

Yes, you can use the free credit. But be careful, or the accrued interest will eat you up. Very high interest. I do not like the hidden things.

[Anonymous]

If you cannot score a blispay account (very similar 6 months deferred interest structures) or a big boy bank card that offers an introduction rate, then yes the PayPal credit is a godsend. Carrying a balance here and there does not necessarily mean you are spending out of budget and I would like to put that out there before the high horses gallop in with 2 cents sayin you need to pay in full every month.

PayPal credit is easier to get approved vs a blispay and the big blank credit cards simple as that.

[NC84]

How do you display the cards you have like shown on the bottom of your sig?

[CreditMagic7]

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@NC84 wrote:

How do you display the cards you have like shown on the bottom of your sig?

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http://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/td...

[Anonymous]

Down side is, you can't ask for a cli... you have to try and buy something, they do a sp, and either approve the purchase over your current cl, or decline.

No way to request, that I'm aware of anyways.

[Anonymous]

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@baller4life wrote:
I like having a hidden tradeline that you can use for 0% financing for 6 months on purchases over $99.

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+100. I couldn't agree more!