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Is it possible to have 2 Barclays Apple or Rewards MC?

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KSK1912
Valued Contributor

Is it possible to have 2 Barclays Apple or Rewards MC?

I have apple rewards and Rewards MC with Barclays. Both opened almost 8 months ago, been using with heavy charges. Apple $2K limit and Rewards MC $1500 limit.

Question is can you have 2 of the same card with barclays, if i would apply for another Apple or Rewards MC to combine the limits down the road.

Closing down couple secured cards so i need to add one or two CC accounts. TU fico is around 660 which is higher than my initial approval with barclays and only 3 inq.

Thanks.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


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Message 1 of 12
11 REPLIES 11
jbsea
Established Contributor

Re: Is it possible to have 2 Barclays Apple or Rewards MC?

Why not just go for  a capital one card?

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 2 of 12
woodyman100
Valued Contributor

Re: Is it possible to have 2 Barclays Apple or Rewards MC?

Do you WANT them both?

Ask for a CLI then combine them.

After that go for a Capital one card and head for the garden!

Rinse and repeat in 6-12 months. (or some variation of this)

NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-Amarillo National Bank-CapitalOne-Regions-Goldman Sachs (Apple/GM)-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-Evolve
Message 3 of 12
KSK1912
Valued Contributor

Re: Is it possible to have 2 Barclays Apple or Rewards MC?


@woodyman100 wrote:

Do you WANT them both?

Ask for a CLI then combine them.

After that go for a Capital one card and head for the garden!

Rinse and repeat in 6-12 months. (or some variation of this)


unfortunately cap one dont like me even though i have a secured card with them for $3K for the past 11 months and i have been denied few times in the past. I gt DW a Platinum and a QS1 with $300 SL each and after 2 months she is already at $800 on both accounts, and her scores were right at 600 and little below. I applied the same day with 650's and higher and it was a no go. And as far as combning the 2 Barclay cards, that won't happen because one is MC and the other is Visa. So i was just wondering if anyone has ever applied for 2 of the same card from Barclays like you can do with  Cap One.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 4 of 12
MyLoFICO
Valued Contributor

Re: Is it possible to have 2 Barclays Apple or Rewards MC?

Do you have a lot of inquiries? Capital one loves me but I reached a high number of inquiries and now they don’t. They look at me like a scorned puppy. And if you do have a lot of inquiries, Barclays will also deny you. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 5 of 12
KSK1912
Valued Contributor

Re: Is it possible to have 2 Barclays Apple or Rewards MC?

TU inq's is 3 only. DW had about 10/15 on each bureau when approved for Cap One. I will call them now and ask them if there is any offers on my account and also ask if i can close one account and move the limit to the other card (since one is MC and the other is VS) and will update here shortly.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 6 of 12
KSK1912
Valued Contributor

Anyone with 2 of the same Barclay cards?

Wondering if anyone has ever had luck getting 2 of the same barclay cards such as apple rewards or rewards mc? Kind of like Cap one 2 ventures, or 2 QS.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 7 of 12
jacetx
Valued Contributor

Re: Anyone with 2 of the same Barclay cards?

Please do not post duplicate threads. It causes confusion and it is against ToS.

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-it-possible-to-have-2-Barclays-Apple-or-...

Message 8 of 12
KSK1912
Valued Contributor

Re: Anyone with 2 of the same Barclay cards?

I actually called Barclays and asked and they said you can have 2 of the same products.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 9 of 12
KSK1912
Valued Contributor

Re: Is it possible to have 2 Barclays Apple or Rewards MC?

Talked to barclay and yes, you can have 2 of the same product. And you can have 2 accounts combines regardless of VS or MC provided that you close one and have 0 balance at the time of CL transfer.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 10 of 12
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