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I am a college student with a $16,000 income. Will this prevent me from getting most credit cards? I have a Discover IT $1800 CL and Amazon Store Card $1700 CL. I don’t want to get another hard pull just to be rejected for insufficient income. Any recommended cards?
@Anonymouswrote:I am a college student with a $16,000 income. Will this prevent me from getting most credit cards? I have a Discover IT $1800 CL and Amazon Store Card $1700 CL. I don’t want to get another hard pull just to be rejected for insufficient income. Any recommended cards?
You will have some limitations, but many will be within your reach. ![]()
It will help if you'll provide what your goals are, what you usually spend on, and if you're interested in cash back, points, etc.
@Anonymouswrote:
I am really wanting to just work on building a strong credit profile (I know time is the biggest factor but I also want to get as many cards and I can and let them age and let inquiries fall off while in college so when I graduate I have a better chance at mortgage etc).
Right now my monthly spend is around $200 - $500 so I think cash back is better for me than rewards right now. Most of my purchases are food and gas.
Gotcha... now we have something to work with. ![]()
Finally, do you know your credit scores? The more you provide the better the answers you'll get. ![]()
@Anonymouswrote:
Cash back? Maybe the BOA Cash rewards, Citi DC, Cap1 Quicksilver, Fidelity Visa.
Sorry UncleB, didn’t mean to steal your response :-)
No worries... all great suggestions! ![]()
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The new thread can be found here: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Student-on-an-App-Spree/m-p/5202757