cancel
Showing results for 
Search instead for 
Did you mean: 

Is this a CLI denial from Capital One?

tag
Wavester64
Valued Contributor

Is this a CLI denial from Capital One?

I don't recall if I ever got this reply before. It was usually YES approved, or No, not at this time.

 

I realized its been over 6-months since the last request and DD has been putting
heavy spend on the card. SL was @ $6500 and I was asking $10K (expecting to get $500 Smiley LOL)
and I got this:

 

8-16_capital one.JPG

 

If I had to guess, I would think its no, but if no, why not just say it like the past?






Potential Future Cards

Closed Accounts
Message 1 of 13
12 REPLIES 12
CCrew
Regular Contributor

Re: Is this a CLI denial from Capital One?

Was a deny for me. Mine was insufficient usage of the card tho. 

Message 2 of 13
RSX
Valued Contributor

Re: Is this a CLI denial from Capital One?

i would say that is a Denial

 

login tmrw and check the Documents and Notices section - it will likely be there

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 3 of 13
Trini88
Established Contributor

Re: Is this a CLI denial from Capital One?

Denied. That's what all 4 of mine looked like. And you can find it in your statements section the next day.

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 4 of 13
Mr_Mojo_Risin
Senior Contributor

Re: Is this a CLI denial from Capital One?

Every time I've seen that message, it's been a denial.

I think Cap1 usually will let you know right away if you're gonna be approved.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 5 of 13
Anonymous
Not applicable

Re: Is this a CLI denial from Capital One?

With Cap1, if it's not an instant cli approval, it's a denial.

Sorry

Message 6 of 13
Wavester64
Valued Contributor

Re: Is this a CLI denial from Capital One?


@Wavester64 wrote:

I don't recall if I ever got this reply before. It was usually YES approved, or No, not at this time.

 

I realized its been over 6-months since the last request and DD has been putting
heavy spend on the card. SL was @ $6500 and I was asking $10K (expecting to get $500 Smiley LOL)
and I got this:

 

8-16_capital one.JPG

 

If I had to guess, I would think its no, but if no, why not just say it like the past?


To everyone here, you are correct, it was a denial:

 

"Recent use of this account's existing credit line has been too low"

 

Capital One, ugh, I never understand them. Anyways, NBL Smiley Happy






Potential Future Cards

Closed Accounts
Message 7 of 13
JLRDC909
Frequent Contributor

Re: Is this a CLI denial from Capital One?

I'm under the impression that C1 does more CLI denials than they do increases. I'm sure it's a denial. Sorry. But I've had them over 20 years and maybe have had 6 total increases and 1 major CLD on my Savor. But that's the way they roll. 

JR
Message 8 of 13
Rudy1
Established Contributor

Re: Is this a CLI denial from Capital One?

After seeing that screen probably over a million times I can see with utmost uncertainty that that screen in a denial. I only have my bucketed cards to thank for that. I love the reasons they give though for me one time I got insufficient experience at my current CL been at it for 2+ years. I have also gotten that "Recent use of this account's existing credit line has been too low" used the card and pif and got too much usage. I don't get it either. I closed my QS1 yesterday and my QS today. Hopefully if I do get another card from them it will grow.

>
Goal Cards:
Message 9 of 13
chijo
Established Member

Re: Is this a CLI denial from Capital One?

I got denied for the same reason with them. Too little use of the cards. And I had it up to over 75% limit use at times when I put a large car insurance payment or something like that on them all at once.


Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.