Is this good? Amazon

[MacMan313]

I applied for an Amazon store card through Syncrony today.

After completion of my application I got a that my application needed to be reviewed and i would be notified in a few days.

"Thank you for applying for the Amazon.com Store Card. If you have provided us with your email address, you may receive a response by email within 4-5 days. If you have not, you will receive a response by mail within 7-10 days. For your records, your reference number is: xxxx"

Ive been in situations where this was a denial. But it seems different. Ive read that having a reference number is a good sign. Is this true?

[ojefferyo]

Call them, it may be a verification issue. Do you have any other cards?

[MacMan313]

Just a capital one secured card. Ill search for their number

[CreditCuriosity]

No offense OP, but if that is your current TU score in your post most likely it is a denial... You might have to build up your creidt profile for awhile longer whether it is gardening or another method.  Best of luck on the outcome regardless!

Who knows though if you got a reference #, that might not be a flat out denial and might be verification?  I am not that famililar with GE/Sync lending practices.

[MacMan313]

I found their number and gave them a call.

I was instructed by the representative that I was denied. I asked to be reconsidered. He transfered me to another department.

I was informed by the second person that my app was denied and she would see if she could get it relooked at. She put me on hold for second. She came back and informed me that my application actually wasnt "denied yet" and it was already pending a manual review.

I am more confused then ever. Will update.

[FinStar]

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@MacMan313 wrote:

I found their number and gave them a call.

I was instructed by the representative that I was denied. I asked to be reconsidered. He transfered me to another department.

I was informed by the second person that my app was denied and she would see if she could get it relooked at. She put me on hold for second. She came back and informed me that my application actually wasnt "denied yet" and it was already pending a manual review.

I am more confused then ever. Will update.

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Ok, just to confirm, your CH7 discharge was less than 30 days ago and those scores listed are recent FICOs correct?

[MacMan313]

My tu is 584, ex is 527 and eq is 504

[FinStar]

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@MacMan313 wrote:

My tu is 584, ex is 527 and eq is 504

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Ok.  I just don't recall seeing anyone getting approved for the Amazon store card with those scores and fresh out of BK.  Of course, weirder things have happened.

[MacMan313]

Im honestly expecting denial. Im so anxious to rebuild tho. I only have one secured capital one card. Cant get anything else.

[jsully87]

Good Luck!!

I'm in the same boat......try fingerhut (request a catalog FIRST, for preapproval)...

I want to app for Amazon but I am scared of my scores. I hope you get it so I have some hope! haha..

And weirder things HAVE happened as previous poster said... I got approved for Overstock.com for $500 two days ago. And I almost fell out of my chair. (Shopping cart trick)

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@MacMan313 wrote:
Im honestly expecting denial. Im so anxious to rebuild tho. I only have one secured capital one card. Cant get anything else.

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