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Itchy Venture Finger - Scores Just Increased

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NRB525
Super Contributor

Re: Itchy Venture Finger - Scores Just Increased

Is that a Diners echo I hear?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 31 of 44
B335is
Moderator Emeritus

Re: Itchy Venture Finger - Scores Just Increased

Exact time? 345PM Pacific give or take a few minutes. I noticed someone else got an approval after me, so it might not be dried up yet.
Message 32 of 44
NRB525
Super Contributor

Re: Itchy Venture Finger - Scores Just Increased


@B335is wrote:
Exact time? 345PM Pacific give or take a few minutes. I noticed someone else got an approval after me, so it might not be dried up yet.

Have you got a CapOne card already, or in your past?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 33 of 44
Anonymous
Not applicable

Re: Itchy Venture Finger - Scores Just Increased


@Anonymous wrote:
Got a 690 and got denied due to too many inquiries and new accounts. Lol

Thinking this is me!

Message 34 of 44
Anonymous
Not applicable

Re: Itchy Venture Finger - Scores Just Increased

I am going to call in the morning. I had a Quicksilver I got in August but closed in September after I did a PC to the Double Cash. I met the spend and closed it right after, 0 balance in October. Maybe too close inbetween for another product.

Message 35 of 44
Anonymous
Not applicable

Re: Itchy Venture Finger - Scores Just Increased

Lastly, it was a cold app. I didn't have any matches on the pre-qual.

Message 36 of 44
B335is
Moderator Emeritus

Re: Itchy Venture Finger - Scores Just Increased

I have two: Venture AF and Spark
Message 37 of 44
Anonymous
Not applicable

Re: Itchy Venture Finger - Scores Just Increased

I think its the duplicate.
Message 38 of 44
b_diddy
Established Contributor

Re: Itchy Venture Finger - Scores Just Increased


@B335is wrote:
Not sure, I have to wait for the magical letter(s) to arrive. It could be:
1) EX frozen
2) myFico crashed their servers
3) Too much available credit
4) Current Venture cardholder (14 months)

I had 1EQ inq and 4TU inq, no negs, scores upper 700s, income over 100k, savings selected 10k-75k, same with money market.

X #1 ... my EX is also on ice; they pulled EQ & TU (both HAD zero inquiries) ... 7-10 day message and then approved for $20k after address verify

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 39 of 44
CreditCuriosity
Moderator Emeritus

Re: Itchy Venture Finger - Scores Just Increased


@b_diddy wrote:

@B335is wrote:
Not sure, I have to wait for the magical letter(s) to arrive. It could be:
1) EX frozen
2) myFico crashed their servers
3) Too much available credit
4) Current Venture cardholder (14 months)

I had 1EQ inq and 4TU inq, no negs, scores upper 700s, income over 100k, savings selected 10k-75k, same with money market.

X #1 ... my EX is also on ice; they pulled EQ & TU (both HAD zero inquiries) ... 7-10 day message and then approved for $20k after address verify


EX on ice wouldn't cause a denial...

Message 40 of 44
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