@olehammer wrote:So, requested a CLI via LUV on Kohl's a few weeks ago once I hit my 6 months since open date. Received standard response in brower that could not approve at this time. Two weeks later I get an altert from TU stating a new inquiry has hit my report. I login to my account and see that I've got a whopping increase to $700!
Not much dialouge on here with respect to HP CLIs with Kohl's using their LUV button. Mostly what I have seen is that it's usually an SP. Just wanted to put this caution out there.
I can say that I won't be hitting that button in the future and will likely be closing the account after we purchase first home next year. Really only got it for the discounts anyway but have come to learn their clothes generally are pretty poor or marked up way to high prior to the discount.
This makes me nervous. I just hit the luv button and was increased from $700 to $1500 two days ago. Hope I don't get a HP!
Wish they would do that for me!
@olehammer wrote:So, requested a CLI via LUV on Kohl's a few weeks ago once I hit my 6 months since open date. Received standard response in brower that could not approve at this time. Two weeks later I get an altert from TU stating a new inquiry has hit my report. I login to my account and see that I've got a whopping increase to $700!
Not much dialouge on here with respect to HP CLIs with Kohl's using their LUV button. Mostly what I have seen is that it's usually an SP. Just wanted to put this caution out there.
I can say that I won't be hitting that button in the future and will likely be closing the account after we purchase first home next year. Really only got it for the discounts anyway but have come to learn their clothes generally are pretty poor or marked up way to high prior to the discount.
Anyone know if they do HP for declines? I just requested a CLI and was denied. I really hope its just a SP
@Anonymous wrote:
@olehammer wrote:So, requested a CLI via LUV on Kohl's a few weeks ago once I hit my 6 months since open date. Received standard response in brower that could not approve at this time. Two weeks later I get an altert from TU stating a new inquiry has hit my report. I login to my account and see that I've got a whopping increase to $700!
Not much dialouge on here with respect to HP CLIs with Kohl's using their LUV button. Mostly what I have seen is that it's usually an SP. Just wanted to put this caution out there.
I can say that I won't be hitting that button in the future and will likely be closing the account after we purchase first home next year. Really only got it for the discounts anyway but have come to learn their clothes generally are pretty poor or marked up way to high prior to the discount.
Anyone know if they do HP for declines? I just requested a CLI and was denied. I really hope its just a SP
I got denied at first and no HP then I got approved and still no HP.
@Anonymous wrote:
@Anonymous wrote:
@olehammer wrote:So, requested a CLI via LUV on Kohl's a few weeks ago once I hit my 6 months since open date. Received standard response in brower that could not approve at this time. Two weeks later I get an altert from TU stating a new inquiry has hit my report. I login to my account and see that I've got a whopping increase to $700!
Not much dialouge on here with respect to HP CLIs with Kohl's using their LUV button. Mostly what I have seen is that it's usually an SP. Just wanted to put this caution out there.
I can say that I won't be hitting that button in the future and will likely be closing the account after we purchase first home next year. Really only got it for the discounts anyway but have come to learn their clothes generally are pretty poor or marked up way to high prior to the discount.
Anyone know if they do HP for declines? I just requested a CLI and was denied. I really hope its just a SP
I got denied at first and no HP then I got approved and still no HP.
Did you get denied and they auto CLI or did you have to wait 31 days and then hit the button again and accepted ?
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@olehammer wrote:So, requested a CLI via LUV on Kohl's a few weeks ago once I hit my 6 months since open date. Received standard response in brower that could not approve at this time. Two weeks later I get an altert from TU stating a new inquiry has hit my report. I login to my account and see that I've got a whopping increase to $700!
Not much dialouge on here with respect to HP CLIs with Kohl's using their LUV button. Mostly what I have seen is that it's usually an SP. Just wanted to put this caution out there.
I can say that I won't be hitting that button in the future and will likely be closing the account after we purchase first home next year. Really only got it for the discounts anyway but have come to learn their clothes generally are pretty poor or marked up way to high prior to the discount.
Anyone know if they do HP for declines? I just requested a CLI and was denied. I really hope its just a SP
I got denied at first and no HP then I got approved and still no HP.
Did you get denied and they auto CLI or did you have to wait 31 days and then hit the button again and accepted ?
I really can't remember. I'll search the forums and get back to you. I posted when I was denied and when I got approved.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@olehammer wrote:So, requested a CLI via LUV on Kohl's a few weeks ago once I hit my 6 months since open date. Received standard response in brower that could not approve at this time. Two weeks later I get an altert from TU stating a new inquiry has hit my report. I login to my account and see that I've got a whopping increase to $700!
Not much dialouge on here with respect to HP CLIs with Kohl's using their LUV button. Mostly what I have seen is that it's usually an SP. Just wanted to put this caution out there.
I can say that I won't be hitting that button in the future and will likely be closing the account after we purchase first home next year. Really only got it for the discounts anyway but have come to learn their clothes generally are pretty poor or marked up way to high prior to the discount.
Anyone know if they do HP for declines? I just requested a CLI and was denied. I really hope its just a SP
I got denied at first and no HP then I got approved and still no HP.
Did you get denied and they auto CLI or did you have to wait 31 days and then hit the button again and accepted ?
I really can't remember. I'll search the forums and get back to you. I posted when I was denied and when I got approved.
Thank you I appreciate that ! All the info helps. I'm just a little bummed because this CLI (even a small one) was part of my plan to increase my total credit and drop my overall utilization, I'm getting ready for a little app spree soon. But it might have to wait a month or so now. Maybe more if it was a HP.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@olehammer wrote:So, requested a CLI via LUV on Kohl's a few weeks ago once I hit my 6 months since open date. Received standard response in brower that could not approve at this time. Two weeks later I get an altert from TU stating a new inquiry has hit my report. I login to my account and see that I've got a whopping increase to $700!
Not much dialouge on here with respect to HP CLIs with Kohl's using their LUV button. Mostly what I have seen is that it's usually an SP. Just wanted to put this caution out there.
I can say that I won't be hitting that button in the future and will likely be closing the account after we purchase first home next year. Really only got it for the discounts anyway but have come to learn their clothes generally are pretty poor or marked up way to high prior to the discount.
Anyone know if they do HP for declines? I just requested a CLI and was denied. I really hope its just a SP
I got denied at first and no HP then I got approved and still no HP.
Did you get denied and they auto CLI or did you have to wait 31 days and then hit the button again and accepted ?
I really can't remember. I'll search the forums and get back to you. I posted when I was denied and when I got approved.
Thank you I appreciate that ! All the info helps. I'm just a little bummed because this CLI (even a small one) was part of my plan to increase my total credit and drop my overall utilization, I'm getting ready for a little app spree soon. But it might have to wait a month or so now. Maybe more if it was a HP.
Ok so I found it. I hit the luv button on 3/31 and got denied because it hadn't been 3 months since my last increase. I hit the luv button again 6/1 and was approved and went from $700 to $1500. Hope that helps!
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@olehammer wrote:So, requested a CLI via LUV on Kohl's a few weeks ago once I hit my 6 months since open date. Received standard response in brower that could not approve at this time. Two weeks later I get an altert from TU stating a new inquiry has hit my report. I login to my account and see that I've got a whopping increase to $700!
Not much dialouge on here with respect to HP CLIs with Kohl's using their LUV button. Mostly what I have seen is that it's usually an SP. Just wanted to put this caution out there.
I can say that I won't be hitting that button in the future and will likely be closing the account after we purchase first home next year. Really only got it for the discounts anyway but have come to learn their clothes generally are pretty poor or marked up way to high prior to the discount.
Anyone know if they do HP for declines? I just requested a CLI and was denied. I really hope its just a SP
I got denied at first and no HP then I got approved and still no HP.
Did you get denied and they auto CLI or did you have to wait 31 days and then hit the button again and accepted ?
I really can't remember. I'll search the forums and get back to you. I posted when I was denied and when I got approved.
Thank you I appreciate that ! All the info helps. I'm just a little bummed because this CLI (even a small one) was part of my plan to increase my total credit and drop my overall utilization, I'm getting ready for a little app spree soon. But it might have to wait a month or so now. Maybe more if it was a HP.
Ok so I found it. I hit the luv button on 3/31 and got denied because it hadn't been 3 months since my last increase. I hit the luv button again 6/1 and was approved and went from $700 to $1500. Hope that helps!
Thanks for the info!!