Knocked off the train.....Declined for Blispay

[Anonymous]

I just wanted to post this, with all of the approvals lately on this board. I got declined for a Blispay account a few days ago. They will send me a letter explaining the reasons why. They pulled my Experian with a 678. No lates. Tons of inquiries and new accounts.

Oh well! It was not meant for me. I went to get on the train and they knocked me off and left me, lol! 😊

Good luck to all who got this! I'll just have to be content with all of my other new accounts, including my 3 Amex. 😊

[CreditMagic7]

Wow so sorry to see that.

They seem to not be so picky at all but i guess that they have some breaking point after all.

[Anonymous]

The Train ran me over too!!! 

[Anonymous]

I am glad to see that I am not alone. I'm sure there are more of us. We should start a support group. Should we get our picket signs? 😅

[CreditMagic7]

The 63 million dollar question now is do they even do such a thing as a RECON

RoseyK (another new BlisPay member) has posted in credit cards forum that they had their approval limits INCREASED!

And so since you guys have already taken the HP hit maybe denials stand a chance to be overturned?

.

[Anonymous]

I'll wait to see what they have in the letter. The only thing bad on my ex report is too many inquiries and new accounts in the last 5 months. So we'll see!

[CreditMagic7]

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@Anonymous wrote:
I'll wait to see what they have in the letter. The only thing bad on my ex report is too many inquiries and new accounts in the last 5 months. So we'll see!

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It's worth it if you ask me to try to Recon any denial just to find out if they will and not waste a good INQ if you don't have to.

[12njoy]

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@Anonymous wrote:
I'll wait to see what they have in the letter. The only thing bad on my ex report is too many inquiries and new accounts in the last 5 months. So we'll see!

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Good luck.  I had 38 inq on EX at time of approval and 5 new accounts in last 6 months.  You don't even want to know how many new accounts I have going back within the last year.

[CreditMagic7]

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@12njoy wrote:

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@Anonymous wrote:
I'll wait to see what they have in the letter. The only thing bad on my ex report is too many inquiries and new accounts in the last 5 months. So we'll see!

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Good luck.  I had 38 inq on EX at time of approval and 5 new accounts in last 6 months.  You don't even want to know how many new accounts I have going back within the last year.

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Incredible!

[Anonymous]

I was approved for $1,200 with a 681 Experian Fico, 90 inquiries and 9 accounts around 7 months old. For the record, I have no missed payments, charge off liens or judgments though.