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Kohls Charge is it worth it to fight for; can't get a CSR on the line whom I can verify with???

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bartoe
New Contributor

Re: Kohls Charge is it worth it to fight for; can't get a CSR on the line whom I can verify with???


@Anonymous wrote:

1-855-564-5746, this is the number on the back of my kohl's card, I'd give it a call :-).

As for the card in general.
It's very useful if you shop there a lot.
You'll get percentages off during scratch off week( this is one week typically out of a month.) And happens frequently.

This is either 15, 20, or 30 depending upon what you scratch off. However, since you'd be a charge customer,
you'll get something in the mail with a preselected % amount. If it is 20 or 30 I'd go get something you need.
But by all means, if you have a 15 or 20 ask for a scratch off to try and get a 30.

You will also get other things in the mail from them. On your opening anninversary, you'll get a $ off coupon( most I've seen
has been 20.). Also, if you spend 600$ in a year, you'll be uped to MVC status, and get 18 discount offers in the mail each year.
a bump up from the regular 12.

If you shop at Kohl's quite frequently, I'd get the Yes2You Rewards card as well, and connect it with your charge card.
Basically a loyalty card. 100 points = a 5 dollar coupon. 1 dollar = 1 point. However, you don't get to cash these out automatically.
You'll recieve the coupon in your email at the start of each month, BUT! Let's say you have 200 points, you'll get 10$ instead of 5,

because you had 200 points. Now if you don't have 100 points, your points roll over.

Moving back to the card: If you do in fact get the card, and start using it.
Please note that you can turn around and pay off the card immediately at the cash register that you're at.
So if there is a really good discount for using the card, you know you can pay it off without having to worry about
a balance. Now, if you don't like waiting for paper statements, you can go to Kohl's.com, go to "My Kohl's Charge"
Login with you account #, create a login, and see your account. You can see your transactions, pending or processed.
You can also message support from here, request a CLI, pay the card, AND setup for paperless statements.
If you sign up for paperless statements, you get a 10$ coupon for doing so.

Okay, I think that is it.
I feel like I am at work LOL!
(I work at kohls.)

As for a review? Kohls were the first ones who gave me my first card, and allowed me to get a quicksilver.
If you treat the card right, and use it correctly, it's worth it :-)


I loved my Kohl's card!  They were one of the few credit card companies who did not CLOSE my LOC when I filed BK.  

Message 11 of 16
Anonymous
Not applicable

Re: Kohls Charge is it worth it to fight for; can't get a CSR on the line whom I can verify with???

Thanks everyone for your advice; I called in today and wouldnt you know I got connected to someone who could help in seconds(I dont know what kind of problems they were having last Monday) I talked to one women and answered a question and a half before the phone cut off; so I had to call back in and verify with a new CSR who was also very sweet and knowledgable; anyway they approved me for 300$ I am so excited. My aunts are hard core Kohls shoppers so I end up in the store weekly(sometimes 2-3 times a week; they have shopping problems hehe) This is also my highest credit limit and my second unsecured credit card YAY!!!

Message 12 of 16
Anonymous
Not applicable

Re: Kohls Charge is it worth it to fight for; can't get a CSR on the line whom I can verify with???


@Anonymous wrote:

Thanks everyone for your advice; I called in today and wouldnt you know I got connected to someone who could help in seconds(I dont know what kind of problems they were having last Monday) I talked to one women and answered a question and a half before the phone cut off; so I had to call back in and verify with a new CSR who was also very sweet and knowledgable; anyway they approved me for 300$ I am so excited. My aunts are hard core Kohls shoppers so I end up in the store weekly(sometimes 2-3 times a week; they have shopping problems hehe) This is also my highest credit limit and my second unsecured credit card YAY!!!



CONGRATSSSS!!! I'm glad we could help you Smiley Happy

 

Message 13 of 16
NichelleN
Established Contributor

Re: Kohls Charge is it worth it to fight for; can't get a CSR on the line whom I can verify with???

Congrats! I started with a $300 limit as well. That was less than a year ago. It's at $1,500 now and I think it's almost time for me to request another increase. In other words, it will grow with you for a bit. It appears to max out at $3K but I don't NEED a large limit with Kohls. I really just use the card for the discounts.

 

Congrats again! I'm glad you decided to stick with it.

More than enough credit.
Message 14 of 16
Anonymous
Not applicable

Re: Kohls Charge is it worth it to fight for; can't get a CSR on the line whom I can verify with???


@NichelleN wrote:

Congrats! I started with a $300 limit as well. That was less than a year ago. It's at $1,500 now and I think it's almost time for me to request another increase. In other words, it will grow with you for a bit. It appears to max out at $3K but I don't NEED a large limit with Kohls. I really just use the card for the discounts.

 

Congrats again! I'm glad you decided to stick with it.



Yes you can definitely ask for another increase now. Good luck!!

Message 15 of 16
Anonymous
Not applicable

Re: Kohls Charge is it worth it to fight for; can't get a CSR on the line whom I can verify with???


@NichelleN wrote:

Congrats! I started with a $300 limit as well. That was less than a year ago. It's at $1,500 now and I think it's almost time for me to request another increase. In other words, it will grow with you for a bit. It appears to max out at $3K but I don't NEED a large limit with Kohls. I really just use the card for the discounts.

 

Congrats again! I'm glad you decided to stick with it.


How long do you think I should wait before requestion a credit limit increase? I'm glad I stuck with it as well

Message 16 of 16
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