LLBean Shopping Cart Trick

dcastillo68 · ‎08-14-2015

Again just wanted to share another card that let you know if you are prequalified when you try to check out.

llbean.com. Again, I don't know if it's a soft pull or a hard pull, but its a good way to see if you qualify before you apply. LLbean is issued by Barclays Bank.

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632

Creditaddict · ‎08-14-2015

WOW, I'd apply if I was you!

FinStar · ‎08-14-2015

It will be HP AFAIK.

CreditCuriosity · ‎08-14-2015

seen the pop-up before, but never with pre-qualified/approved language in it... strange.

FinStar · ‎08-14-2015

It's popped for me before (i.e. pre-qualified) but I didn't take the offer. They're not very common.

CreditCuriosity · ‎08-14-2015

As finstar stated it would be a HP and if scores are current in your signature I would tend to shy away.

ddemari · ‎08-14-2015

Wow, very interesting! I have never seen it say prequalified before! Definitely a hard pull but at least you will get it.

EDIT: i didnt notice those scores, so I am not sure.

dbw79 · ‎08-14-2015

I got the same message, not that I'm interested in applying. However, when you check the pricing and terms, there is no specific apr given. Safe to assume, it's nothing more than a marketing tool?

Creditaddict · ‎08-14-2015

@dbw79 wrote:
I got the same message, not that I'm interested in applying. However, when you check the pricing and terms, there is no specific apr given. Safe to assume, it's nothing more than a marketing tool?

I don't get it so it must mean something!

dbw79 · ‎08-14-2015

It might, not sure. Just comparing to all the other pre-qual sites, where a pre-qual is pretty much a given if they give you a specific apr. I already have two Barclay Cards and am content. You gonna go for it, CA?