@ Renneto can you share your data points for the Disney Visa? That's one I want but I didn't app for because I am 9/24.
All scores and DP's are Fico 8 not Vantage 3.0 and updated as of 7/2020 Utilization 2% AAoA 2 years 1 month AoOA 3 years Total Revolving Credit $10,800 Student Loans Total: $7194 Inq. TransUnion 4, Equifax 0, Experian 5 Newest account: Synchrony Care Credit (Feb 2020) Discover It Cashback (July 2020) Ulta Mastercard August (CLOSED)
No late payments Negative Items on credit report that are currently in collections. Equifax and Experian Medical Bill $879 (Falls off in November 2021) Past bank relationships Citi Bank ($600 Charge off Bestbuy card they acquired from Cap 1 that fell off my report on 3/20)