cancel
Showing results for 
Search instead for 
Did you mean: 

Lowe's card application

tag
GettingBetter2015
Regular Contributor

Lowe's card application

I applied for a Lowe's card about two weeks ago now and received the 7-10 day message. While I know this is usually a denial, I have not received anything from them in the mail or otherwise... Does anyone know if there is a way to check the status?
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 1 of 8
7 REPLIES 7
Believe1970
Regular Contributor

Re: Lowe's card application

I had the same message. I called them and they just wanted to verify some info. Good luck!
Mortgage:

Auto Loan:

Credit Cards:
Message 2 of 8
GettingBetter2015
Regular Contributor

Re: Lowe's card application

What number did you call?
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 3 of 8
Pway
Valued Contributor

Re: Lowe's card application

1-800-480-0186  This is the number I always call when I get the 7-10 day message.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 4 of 8
GettingBetter2015
Regular Contributor

Re: Lowe's card application

Just called and got a big fat denial, which is what I was expecting, but I hate waiting. It's likely due to too many recent inquiries, but he couldn't tell me why on the phone. I'm guessing my odds of approval with them are slim to none...
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 5 of 8
Pway
Valued Contributor

Re: Lowe's card application

I understand, I was denied as well not too long ago for the Lowe's card.  I am going to wait until this summer and try again.  I have some outside gardening work that needs to be done.  

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 6 of 8
GettingBetter2015
Regular Contributor

Re: Lowe's card application

We need a privacy fence and a few other things, I'll just wait until the extra 5% kicks in on my Discover card and use it plus my dad's military discount to get the best deal. I did apply for the Home Depot card and got approved for it, so there's that...
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 7 of 8
Anonymous
Not applicable

Re: Lowe's card application


@GettingBetter2015 wrote:
Just called and got a big fat denial, which is what I was expecting, but I hate waiting. It's likely due to too many recent inquiries, but he couldn't tell me why on the phone. I'm guessing my odds of approval with them are slim to none...

Had the same thing happen to me. I app'd twice and got the 7-10 day message with ultimate denials. Was looking to buy a garden tractor and wanted the card for other stuff as well so I went into the store (as many have suggested) and BAM! got $1500. Stepped outside and called CS for a CLI and was denied (I try every few days and still get denied. Don't know what has happened to our relationship! We were on such good terms and now she won't even return my calls. LOL) My scores are on par with yours.

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.