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Lowes Experience??

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Anonymous
Not applicable

Lowes Experience??

I read that many people have success getting large SL's via recon on Lowes cards but most info is back in 2016. Is there still a backdoor number? anyone have it? Still able to recon to higher lines? Last question is what bureau are they pulling

Message 1 of 14
13 REPLIES 13
CreditCuriosity
Moderator Emeritus

Re: Lowes Experience??


@Anonymous wrote:

I read that many people have success getting large SL's via recon on Lowes cards but most info is back in 2016. Is there still a backdoor number? anyone have it? Still able to recon to higher lines? Last question is what bureau are they pulling


Yes its called credit solutions and the number is 877-379-8173 and if you score/incomes supports it you will get a nice increase.  Sync primarily pulls TU

Message 2 of 14
Anonymous
Not applicable

Re: Lowes Experience??


@Anonymous wrote:

I read that many people have success getting large SL's via recon on Lowes cards but most info is back in 2016. Is there still a backdoor number? anyone have it? Still able to recon to higher lines? Last question is what bureau are they pulling


A search of MF Approvals produced 7 of 10 2018 posts just on page 1. Maybe your searchfoo needs some work?

BTW, I reconned mine from 2K SL to 10K upon receipt of the card. Also 2018.

Message 3 of 14
Anonymous
Not applicable

Re: Lowes Experience??

TU for me app July 2017. Did not try for higher SL $3037 since I just applied Home Depot before Lowe's with SL $8K.

1st CLI I requested May 2018 current CLI $10K.

Message 4 of 14
Anonymous
Not applicable

Re: Lowes Experience??

Some people get a CLI right away, some don't. I've tried the overseas # and despite good income & purchases PIF (they didn't pull my score), 3+ months later I get nothing.
Message 5 of 14
Anonymous
Not applicable

Re: Lowes Experience??

I got a $6K limit to start after 90 days I put in for cli taking it to $10K.  

Message 6 of 14
Anonymous
Not applicable

Re: Lowes Experience??

I just got approved for my Lowes card. September 18. Got approved with a 3k SL. Went online to set up payment account through Sync bank.  They pulled TU for me. UI looks just like Walmarts site. Called recon number after I applied AND finished online account set up. Got countered to 17k ( after asking for 20k ) in less time than it took me to originally apply AND to do online account set up. TU 723, EX 718, EQ 732. Also in Florida. Good Luck!

Message 7 of 14
Shawndoe79
Established Contributor

Re: Lowes Experience??

just got approved 10/1/18 for 1k, called CS next day, bumped it to 6k.  pulled Ex 676, 3 inq, living in florida 

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 8 of 14
Anonymous
Not applicable

Re: Lowes Experience??

They gave me $300 and told me to kick rocks. After 3 statements bumped to 5k. Love it. Always ask for a lot and they'll counter.

Message 9 of 14
gabeerwin
Contributor

Re: Lowes Experience??

That definitely works for some people... I personally have not gotten an increase from Lowes/ Sync in over a year regardless of what method I ask (online, call, chat). 

Message 10 of 14
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