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I have lurking for a few years! I started at 534 after cosigning and letting someone DESTROY my credit. After tons of research, hours of reading forums, I am now happy with where I am. Recently, I have had jaw dropping approvals. I've been with USAA for over 8 years and have NEVER been approved for any credit cards. I purchased a vehicle 2 weeks ago and found out im sitting above 700 (FINALLY). After 6 shots of liquid courage and noticing I had a preapproval for an auto loan under my offers, I decided to take the plunge and app for a USAA Cashback Rewards Plus American Express USAA credit card! I tried to cancel but it was too late after I hit the button; INSTANTLY approved
Thank you all for the countless discussions and advice. I am super happy
Good luck and don't be a stranger/lurker anymore
Feel free to join in the discussions at any time
Have questions just ask
Congrats on the approval!!
Total Available Credit: $145,950 ||Feb 2018||EQ08-705||EX08-728||TU08-741||
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Very nice!
Thanks much!
Congrats OP
Can I please carpool with you when I take my car to the shop?
Sure can, I have room for 6 ![]()