cancel
Showing results for 
Search instead for 
Did you mean: 

Macys

tag
lindel
Frequent Contributor

Macys

Does anyone know which Credit report Macy's will pull? And what about scores? What range are they looking for?
Fico Scores :03/12/2015 Equifax 565, Transunion 585, Experian 563
Current Fico Scores 12/15/2015 EQ 612, TU 645, EX 655
Kay Jewelers 4000/Barclays MC 1300/ Firestone1200/ Cap1 Quicksilver 2300/ NFCU nrewards secured 600/ Macys 600/ Walmart 3500/ Amazon 3500/ Cap 1 Journey 1050/ Kohls 300/ Banana Republic 3500/ Texaco 890/ BP 2000/ Jcrew 250/ Victoria Secrets 250/ Eddie Bauer 250/ Marisota 500/ SimplyBe 500/ Discount Tires 500/ Care Credit 1000/ American Eagle 150/ QVC 2000
Message 1 of 12
11 REPLIES 11
lindel
Frequent Contributor

Re: Macys

Any input?
Fico Scores :03/12/2015 Equifax 565, Transunion 585, Experian 563
Current Fico Scores 12/15/2015 EQ 612, TU 645, EX 655
Kay Jewelers 4000/Barclays MC 1300/ Firestone1200/ Cap1 Quicksilver 2300/ NFCU nrewards secured 600/ Macys 600/ Walmart 3500/ Amazon 3500/ Cap 1 Journey 1050/ Kohls 300/ Banana Republic 3500/ Texaco 890/ BP 2000/ Jcrew 250/ Victoria Secrets 250/ Eddie Bauer 250/ Marisota 500/ SimplyBe 500/ Discount Tires 500/ Care Credit 1000/ American Eagle 150/ QVC 2000
Message 2 of 12
Anonymous
Not applicable

Re: Macys

They pulled EX with me.  IMO score of low 600ish, but also depends on your file as well. If those are your current scores listed, you should wait awhile until your more established. 

Message 3 of 12
Anonymous
Not applicable

Re: Macys

They pulled Ex for me too and at that time I was only using credit karma and my scores were in the high 500's (creditkarma). That was before I knew about this wonderful site.

Message 4 of 12
lindel
Frequent Contributor

Re: Macys

Thanks! my current scores are higher just hadnt changed it yet.

Fico Scores :03/12/2015 Equifax 565, Transunion 585, Experian 563
Current Fico Scores 12/15/2015 EQ 612, TU 645, EX 655
Kay Jewelers 4000/Barclays MC 1300/ Firestone1200/ Cap1 Quicksilver 2300/ NFCU nrewards secured 600/ Macys 600/ Walmart 3500/ Amazon 3500/ Cap 1 Journey 1050/ Kohls 300/ Banana Republic 3500/ Texaco 890/ BP 2000/ Jcrew 250/ Victoria Secrets 250/ Eddie Bauer 250/ Marisota 500/ SimplyBe 500/ Discount Tires 500/ Care Credit 1000/ American Eagle 150/ QVC 2000
Message 5 of 12
App_Addict
Valued Contributor

Re: Macys


@Anonymous wrote:

They pulled EX with me.  IMO score of low 600ish, but also depends on your file as well. If those are your current scores listed, you should wait awhile until your more established. 


+1

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 6 of 12
9CLINE
Valued Contributor

Re: Macys

Pulled Experian for me in Triad region of NC

762-EX score @ approval 


Message 7 of 12
masscredit
Senior Contributor

Re: Macys

What do they usually provide for a starting credit line and how is it for growth in the future? 

EQ - 698 / TU - 672 / EX - 686

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 8 of 12
Anonymous
Not applicable

Re: Macys

I don't know which CRA but my scores were:

 

TU:  605

EQ:  637

EX:  614

 

After verification I was given a $300 CL and then changed, without request, to $600 a few hours later.

Message 9 of 12
Creditaddict
Legendary Contributor

Re: Macys

They pull EX.

Starting lines can be low but after verification they will raise it.

every 3-4 months you can request cli (chat is best in my opinion) and they will usually tell you hp but it's 95% always the credit they have on file!

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.