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Marvel MC HP or SP??

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Anonymous
Not applicable

Marvel MC HP or SP??

Just recently got the Marvel MC  with a 1k SL and I'm trying to figure out the best strategy when it comes to asking for a cli. I just got the card in the mail 3/16/18. I've found some info on other synchrony cards, but not much relating to marvel...

 

Will it be a HP or a SP?

How soon can I ask for one?

Message 1 of 6
5 REPLIES 5
coldfusion
Credit Mentor

Re: Marvel MC HP or SP??

 

SP.    You might have luck earllier but it's definitely worth a shot after 90 days.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 6
Anonymous
Not applicable

Re: Marvel MC HP or SP??

Okay sounds like standard procedure then. When the card first came out I heard of people getting huge cli almost right away, not sure if this is still the case

Message 3 of 6
coldfusion
Credit Mentor

Re: Marvel MC HP or SP??

 

It's only a SP, nothing ventured nothing gained.  If you're unsuccessful try again in 30 days.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 6
AverageJoesCredit
Legendary Contributor

Re: Marvel MC HP or SP??

Yes that was true when the card first came out but Sync has changed alot this past year. Let a statement cut and try. If nothing rinse and repeat every couple months. Remember the better your Tu score the better your oddsSmiley Happy
Message 5 of 6
Gregory1776
Valued Contributor

Re: Marvel MC HP or SP??

soft pull, maybe 90 days after opening....not sure. I increased my care credit card to 10K from 2.5K SL like a week after getting it... it won’t hurt to try, and you can probably get a CSR to talk to to ensure it’s a SP.



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 6 of 6
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