Marvel app question

[Anonymous]

Last week called Credit Solutions for a nice CLI on my Lowes, SP of course. 

Do you think it's possible to call again and ask to app over the phone for the Marvel AND request the info from last week's Lowe's SP be used?

Thanks

[Samac]

Don't they just do a soft pull for a CLI? I didn't have a hard hit for reconing my marvel SL.
But I really doubt they would use the info from Lowes from last week, as your credit can change. You can ask, but don't be expecting it.

[Anonymous]

Correct:  SP for Lowe's CLI last week..

Was hoping to piggyback a Marveln full blown, from scratch, APP using SP info from last week (if PenFed can do it...)!

Thanks

[Anonymous]

If it's a new account I am pretty sure they would need to do a hard pull.

As far as soft pulls go, they don't matter at all - you can have a billion and nobody but you can even see them - they have zero impact on your scores as well.

[Anonymous]

I don't think Synch does this, but it never hurts to ask. If you decide to call and ask, please come back and update your thread with their response. Best of luck to you and thanks in advance!

[Anonymous]

I called Credit Solutions on Friday referencing the Lowe's SP etc but although both cards under Synchrony they are "two different entities and unable to share information". 

And AAMOF can't even take an app over the phone if you wanted, must start on line, according to CS rep. 

Thanks