More than one Capital One???

[Anonymous]

I received a $1500 pre-approval from Capital One. I know that it is not an actual pre-approval and they will do a HP but I already have a Capital One Platinum ($300) and a Quicksilver ($500). What are the chances of actually getting approved on a 3rd Capital One account? Thanks in advance! 

[Pway]

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@Anonymous wrote:

I received a $1500 pre-approval from Capital One. I know that it is not an actual pre-approval and they will do a HP but I already have a Capital One Platinum ($300) and a Quicksilver ($500). What are the chances of actually getting approved on a 3rd Capital One account? Thanks in advance! 

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What card is it for?  Remember you can only have two sub-prime cards with them.  They will auto deny the application.  You can have three prime cards.

[Anonymous]

It says Capital One Platinum. I did not know about the 2 subprime & the 3 prime. Thank you for that info. I am new to the forum. Although it's different than all the others I have received. 

[tussking]

You can have 2 sub prime & 5 prime.
I know I have 2 sub & 4 prime !

[Anonymous]

I have never received a $1500 pre-approval. I can't help but wonder if this one would have been better than the original Platinum and the QS.

[Anonymous]

Not sure how the secured is counted. But I have a secured card and at one point had 2 subprime cards on top of that giving me 3 subprime cards.. So I think everyone is different. I have since upgraded to a QS card. 

[UncleB]

Just a side note... I have no knowledge of how many 'sub-prime' cards Capital One will permit, but there are folks over in the "Combination" mega-thread with definitely more than three 'Prime' Capital One cards, so that rule might be YMMV. 

I learned a while back to never speak in absolutes on here... the only thing constant in the credit world is change. 

[Anonymous]

i have 4 

[Anonymous]

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@Anonymous wrote:

It says Capital One Platinum. I did not know about the 2 subprime & the 3 prime. Thank you for that info. I am new to the forum. Although it's different than all the others I have received. 

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I had the 2 sub-primes (Plat & QS1), and since I PC'd the Plat to a QS last month I have gotten 2 Pre-Approval letters for the Plat. And the same goes for my wife. It may have nothing to do with the PC but just a time element but I now have the Quicksilver Visa Rewards too and still get the Plat "Offer".

[Anonymous]

Not sure about the 2 sub prime cause I had a secured a platinum and quicksilver one at same time. The platinum did upgrade to a quicksilver after I got a CLI but I did have 3 sub prime card from them at once. Now I have 2 quicksilver a venture and quicksilver one