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Multiple American Express cards?

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Anonymous
Not applicable

Multiple American Express cards?

There are 2 amex cards I wanted, is it possible to call in and app both with only one inquiry? I was going to do them online and then thought maybe I can save burning an extra inquiry.
Message 1 of 6
5 REPLIES 5
capnsloya
Regular Contributor

Re: Multiple American Express cards?

I know you can apply for one of their credit cards and a charge card with one hard pull. I was able to get both my PRG and BCE with only one inquiry.
Current Cards

FICO Score 8's as of June 2024

Inquiries as of June 2024
Message 2 of 6
Anonymous
Not applicable

Re: Multiple American Express cards?

Charge and credit card, yes. For two credit cards they often put one of them on hold for five days before they finish processing. If you're approved for the first, new card apps are often a SP for subsequent apps if you're not approved, but a second card approval most times will be a second HP
Message 3 of 6
Meanmchine
Super Contributor

Re: Multiple American Express cards?

Your BK might be a killer. Is it showing on your EX?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 4 of 6
medicgrrl
Valued Contributor

Re: Multiple American Express cards?

If you have a BK, they're not going to approve you until you're 5 years post filing.


EQ 778 EXP 782 TU 729
Message 5 of 6
Anonymous
Not applicable

Re: Multiple American Express cards?

My bk does not show on Experian, hence the higher score.

Message 6 of 6
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