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Multiple of the same card

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Anonymous
Not applicable

Multiple of the same card

Sorry if this is common knowledge here, but is it possible for my wife to apply for a Discover card if she is an authorized user on my account?  I like their initial year cash back sign on bonus and was wondering if we could do this to make use of it again with a big family trip coming.

 

Thanks!

Message 1 of 9
8 REPLIES 8
Pikaboo-icu
Valued Contributor

Re: Multiple of the same card

Welcome to My Fico 000welcometrain.gif

 

Yes, she is able to app for her own card, even if it's the same as her AU card.

Have her go to the prequal page- to check without a HP.

 

CHEERS

  


Message 2 of 9
Anonymous
Not applicable

Re: Multiple of the same card

Use the refer a friend feature for extra $

Message 3 of 9
Anonymous
Not applicable

Re: Multiple of the same card

That's great, thank you both for the info!

Message 4 of 9
Remedios
Credit Mentor

Re: Multiple of the same card

If your card is older than a year, you can apply too 

Discover allows two cards per individual.  Her being AU on your card does not prohibit her in getting two of her own. 

 

If you stagger your apps, between you and wife you could have 4 years worth of cashback match if they offer it during pre approval process. 

Message 5 of 9
CreditInspired
Super Contributor

Re: Multiple of the same card

I have the DiscoIT. Can both cards be the same or does the other have to be the miles?

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 6 of 9
Anonymous
Not applicable

Re: Multiple of the same card


@CreditInspired wrote:
I have the DiscoIT. Can both cards be the same or does the other have to be the miles?

Same is okay. I have two IT.

Message 7 of 9
Remedios
Credit Mentor

Re: Multiple of the same card


@CreditInspired wrote:
I have the DiscoIT. Can both cards be the same or does the other have to be the miles?

They can be same or different. 

 

Message 8 of 9
CreditInspired
Super Contributor

Re: Multiple of the same card

WooHoo! Thanks all.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 9 of 9
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