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NASA FCU Cash Rewards approval rescinded based on POI

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krisssmmm
Regular Contributor

Re: NASA FCU Cash Rewards approval

Ugh, 9 days is unreal! Live chat with them, it took 5 days for them to tell me they needed a copy of my ss card and utility bill. I ended up telling them to cancel it. Good luck! Maybe just app for the card instead (if that was why you signed up). 

Message 11 of 32
lhcole77
Valued Contributor

Re: NASA FCU Cash Rewards approval

@micvite  NASA has known to be slow with some people, but I've never experienced it. They are not the largest CU, so that might be why.

 

Congrats on your card. I've been a member since 2014 and love them.

 

They offer convenience checks several times a year on the cards. The ones I just got in the mail are 12 months with 4.9% APR and 3% fee. Not the best rates, but definitely come in handy if/when you need them.

 

Welcome to the NASA family!

 

Message 12 of 32
micvite
Frequent Contributor

Re: NASA FCU Cash Rewards approval


@lhcole77 wrote:

@micvite  NASA has known to be slow with some people, but I've never experienced it. They are not the largest CU, so that might be why.

 

Congrats on your card. I've been a member since 2014 and love them.

 

They offer convenience checks several times a year on the cards. The ones I just got in the mail are 12 months with 4.9% APR and 3% fee. Not the best rates, but definitely come in handy if/when you need them.

 

Welcome to the NASA family!


Good to know. Let's just see what happens I guess. I'm not worried about the checks or the apr on things anymore. I'm at a point in time where if the apr is bad i can just pay it off thankfully. The only thing I can think of for those checks would be to use as down payments since I'm terrible with actually saving up money haha... I spend almost every penny I get.

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 13 of 32
Jnbmom
Credit Mentor

Re: NASA FCU Cash Rewards approval

Congrats I believe they use EXP but it's not FICO 8, not sure which version though .

EXP 780 EQ 796 TU 810
Message 14 of 32
coreyb80
Super Contributor

Re: NASA FCU Cash Rewards approval

Congrats on the approval!

Message 15 of 32
rostrow416
Established Contributor

Re: NASA FCU Cash Rewards approval


@Jnbmom wrote:

Congrats I believe they use EXP but it's not FICO 8, not sure which version though .


I think it's FICO 2

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 16 of 32
4sallypat
Valued Contributor

Re: NASA FCU Cash Rewards approval

Congrats and good data point!

 

I have had NASA savings account for a year and haven't been offered any invites.

 

Compared to PenFed where I am constantly bombarded...

Message 17 of 32
CreditAggie
Community Leader
Super Contributor

Re: NASA FCU Cash Rewards approval

Congratulations on your NASA FCU approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 18 of 32
gdale6
Moderator Emeritus

Re: NASA FCU Cash Rewards approval

Grats on your NASA approval Smiley Happy

Message 19 of 32
micvite
Frequent Contributor

Re: NASA FCU Cash Rewards approval


@4sallypat wrote:

Congrats and good data point!

 

I have had NASA savings account for a year and haven't been offered any invites.

 

Compared to PenFed where I am constantly bombarded...


Well don't add to the data point just yet... I literally wrote on my app I had my job for 6 months and they want 2years tax returns to prove income so I told them to just cancel the app... wish I knew that before I took a hard pull for nothing... asked if they would take bank statements showing deposits in excess of 30k a month and they were like nope! So just FYI unless you're income has been whatever you claim it is on the app for the last 2 years apply at your own risk. 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 20 of 32
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