Who does NASAFCU pull from for Credit Card applications and is it a HP or SP? I have applied and gotten a membership and it was a HP from Equifax. That was a week ago. I am wondering if they will do another HP from Equifax for a credit card application or will they use another credit beareau. I have 4 HPs on TU but only the one HP on EQ, so I would love if they just did a HP on EQ or a SP since there was a HP last week. Thanks!
Yes it is indeed a HP on my Equifax from NASAFCU for the membership. Its the only HP on my Equifax.
@FinStar wrote:HP, Experian. And yes, even though they may have HP for membership (which happens from time to time), they will HP a second time for credit products - they don't typically repurpose HPs. I don't think I've ever seen them pull EQ, can you double check? If indeed EQ, that's a new DP.
When I did the pre-qual for my NASA Visa, they HP'd EX on acceptance and I froze everything again. While putting the membership together they tried to HP EX again and asked me to thaw it. I wrote back that they already pulled it and to use the 24 hour old pull they already had. They never replied but my membership went through and I have the card just as they offered.
