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NASA FCU Pre-approvals in Phone app

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Mr_Mojo_Risin
Senior Contributor

Re: NASA FCU Pre-approvals in Phone app


@Gmood1 wrote:

😆. @FinStar 

I was hoping @Mr_Mojo_Risin  would take a run at them. 😁


Probably not gonna be me right now.

I have a PL I'm gonna apply for very soon. As a new member of PenFed they pre-approved a PL but the rate was 12.99. I think I could a lot better with Navy ( I hope) been with them for over a year.

It always good though getting a pre-approval, timing is a little off right now. Man, always something with this credit. 😆

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 21 of 61
ChargedUp
Senior Contributor

Re: NASA FCU Pre-approvals in Phone app

Lead me not into temptation, for MyFICO will do it for me....  EX-2 is 761 per Experian.com.

 

Nasa Pre-q.png

 

 

Message 22 of 61
Gmood1
Super Contributor

Re: NASA FCU Pre-approvals in Phone app


@ChargedUp wrote:

Lead me not into temptation, for MyFICO will do it for me....  EX-2 is 761 per Experian.com.

 

Nasa Pre-q.png

 

 


Nice pre-approval you have there!!

 

Message 23 of 61
krisssmmm
Regular Contributor

Re: NASA FCU Pre-approvals in Phone app

I have membership application pending since 4/10. I will likely get the card tomorrow after my Amex fico refreshes. I almost hit submit until I read the "hard inquiry" mention. I haven't got pinged for one on the membership app (yet). Thx for sharing this preapproval/prequal info. This could be great for lowering my utilization. 

Message 24 of 61
krisssmmm
Regular Contributor

Re: NASA FCU Pre-approvals in Phone app

NASA application was the worst and 5 days later I ended up canceling entirely. Fingers crossed they don't a hard pull, but I had to reach out to them twice for status update. They require copy of social security card and proof of residence just to sign up for an account. As tempting as the prequalify offer is, I don't want to deal with this credit Union. 

Message 25 of 61
Anonymous
Not applicable

Re: NASA FCU Pre-approvals in Phone app

Not bad considering my DTI right now. EX2 is 778 for the record. 

FBF0275A-FFA1-49A9-8737-F4A0FE8382FA.png

Message 26 of 61
Anonymous
Not applicable

Re: NASA FCU Pre-approvals in Phone app

Mine didn't show a CL.. but it doesn't matter, given they denied my membership Smiley Indifferent

 

04_14_21_15_55.png

Message 27 of 61
krisssmmm
Regular Contributor

Re: NASA FCU Pre-approvals in Phone app

Weird. I didn't realize they denied memberships. Did you take a HP for applying for membership?

Message 28 of 61
1GaDawg85
Valued Contributor

Re: NASA FCU Pre-approvals in Phone app

Just tried the pre-approval and showed no CL but does show APR. Don't need a card as I am trying for a mortgage. 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 29 of 61
RootDet
Established Contributor

Re: NASA FCU Pre-approvals in Phone app

NASAFCU simply does not like me. Too much available credit. 





Message 30 of 61
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