NASA or PenFed checking

[ojefferyo]

Not really sure where to put this so feel free to move it to the right place. 

Anywho, I was wondering if there are any members here that have either NASA or PenFed or both checking account and how do you like it? I'm thinking of opening a checking account with one of these and wanted some feedback as far as customer service and such. Thanks

[Anonymous]

I have one with PenFed but it's too new and I dont have that much money in it to give an opinion.  Overall think I would tend to go with PenFed over NASA  as they seem to have their act together more so than NASA.

[ojefferyo]

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@Anonymous wrote:

I have one with PenFed but it's too new and I dont have that much money in it to give an opinion.  Overall think I would tend to go with PenFed over NASA  as they seem to have their act together more so than NASA.

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Did they SP you for the account or do you have to be a member already for the account?

[Anonymous]

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@ojefferyo wrote:

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@Anonymous wrote:

I have one with PenFed but it's too new and I dont have that much money in it to give an opinion.  Overall think I would tend to go with PenFed over NASA  as they seem to have their act together more so than NASA.

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Did they SP you for the account or do you have to be a member already for the account?

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@I agree with @Anonymous. I have the penfed checking and they have become my favorite CU.  As long as you are within the 20 day grace period, it is a SP.

[ojefferyo]

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@Anonymous wrote:

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@ojefferyo wrote:

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@Anonymous wrote:

I have one with PenFed but it's too new and I dont have that much money in it to give an opinion.  Overall think I would tend to go with PenFed over NASA  as they seem to have their act together more so than NASA.

---

Did they SP you for the account or do you have to be a member already for the account?

---

@I agree with @Anonymous. I have the penfed checking and they have become my favorite CU.  As long as you are within the 20 day grace period, it is a SP.

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Ok so HP for membership then SP for checking as long as it hasn't been too long? What CB did they HP, I just hate to waste a HP for a membership when they can just do a SP

[Anonymous]

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@ojefferyo wrote:

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@Anonymous wrote:

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@ojefferyo wrote:

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@Anonymous wrote:

I have one with PenFed but it's too new and I dont have that much money in it to give an opinion.  Overall think I would tend to go with PenFed over NASA  as they seem to have their act together more so than NASA.

---

Did they SP you for the account or do you have to be a member already for the account?

---

@I agree with @Anonymous. I have the penfed checking and they have become my favorite CU.  As long as you are within the 20 day grace period, it is a SP.

---

Ok so HP for membership then SP for checking as long as it hasn't been too long? What CB did they HP, I just hate to waste a HP for a membership when they can just do a SP

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Yes.. As long as you are within the 90 days, it is only 1 HP.  they pulled EQ for me.

[ojefferyo]

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@Anonymous wrote:

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@ojefferyo wrote:

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@Anonymous wrote:

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@ojefferyo wrote:

---

@Anonymous wrote:

I have one with PenFed but it's too new and I dont have that much money in it to give an opinion.  Overall think I would tend to go with PenFed over NASA  as they seem to have their act together more so than NASA.

---

Did they SP you for the account or do you have to be a member already for the account?

---

@I agree with @Anonymous. I have the penfed checking and they have become my favorite CU.  As long as you are within the 20 day grace period, it is a SP.

---

Ok so HP for membership then SP for checking as long as it hasn't been too long? What CB did they HP, I just hate to waste a HP for a membership when they can just do a SP

---

Yes.. As long as you are within the 90 days, it is only 1 HP.  they pulled EQ for me.

---

Are they INQ sensitive? I also want to get a CC from them. I have 3 within the last 6 months and  4 total for 2014 there are also a few from 2013

[Anonymous]

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Did they SP you for the account or do you have to be a member already for the account?

---

I agree with @Irish80. I have the penfed checking and they have become my favorite CU.  As long as you are within the 20 day grace period, it is a SP.

---

Ok so HP for membership then SP for checking as long as it hasn't been too long? What CB did they HP, I just hate to waste a HP for a membership when they can just do a SP

---

Yes.. As long as you are within the 90 days, it is only 1 HP.  they pulled EQ for me.

---

Are they INQ sensitive? I also want to get a CC from them. I have 3 within the last 6 months and  4 total for 2014 there are also a few from 2013

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They are very conservative.  How many new accounts do you have and what is your EQ score?

[ojefferyo]

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@Anonymous wrote:

---

Did they SP you for the account or do you have to be a member already for the account?

---

@I agree with @Anonymous. I have the penfed checking and they have become my favorite CU.  As long as you are within the 20 day grace period, it is a SP.

---

Ok so HP for membership then SP for checking as long as it hasn't been too long? What CB did they HP, I just hate to waste a HP for a membership when they can just do a SP

---

Yes.. As long as you are within the 90 days, it is only 1 HP.  they pulled EQ for me.

---

Are they INQ sensitive? I also want to get a CC from them. I have 3 within the last 6 months and  4 total for 2014 there are also a few from 2013

---

They are very conservative.  How many new accounts do you have and what is your EQ score?

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5 new, actually 6 but Diners doesn't report, all from Nov '14 EQ is my lowest at 740 right now since I let Discover report a balance of $1200

[Anonymous]

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@ojefferyo wrote:

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@Anonymous wrote:

---

Did they SP you for the account or do you have to be a member already for the account?

---

@I agree with @Anonymous. I have the penfed checking and they have become my favorite CU.  As long as you are within the 20 day grace period, it is a SP.

---

Ok so HP for membership then SP for checking as long as it hasn't been too long? What CB did they HP, I just hate to waste a HP for a membership when they can just do a SP

---

Yes.. As long as you are within the 90 days, it is only 1 HP.  they pulled EQ for me.

---

Are they INQ sensitive? I also want to get a CC from them. I have 3 within the last 6 months and  4 total for 2014 there are also a few from 2013

---

They are very conservative.  How many new accounts do you have and what is your EQ score?

---

5 new, actually 6 but Diners doesn't report, all from Nov '14 EQ is my lowest at 740 right now since I let Discover report a balance of $1200

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You should be fine... Give it a go and let us knoe how it goes..