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NAVY CLI Soft or Hard Pull?

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DoctorManhattan
Frequent Contributor

NAVY CLI Soft or Hard Pull?

Hey guys been a while. 

I have 4 statements now with Navy. I was wondering if I request a CLI if I would get a hard or soft pull? Thanks. 

Message 1 of 11
10 REPLIES 10
Mv350
Valued Contributor

Re: NAVY CLI Soft or Hard Pull?

Expect a HP, but many members lately have gotten only a SP when requesting an increase. 

 

Message 2 of 11
Shooting-For-800
Senior Contributor

Re: NAVY CLI Soft or Hard Pull?

I have had SPs lately, but no guarantees.

GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 3 of 11
AverageJoesCredit
Legendary Contributor

Re: NAVY CLI Soft or Hard Pull?

Always expect hp but it has been sp for most as of late. One thing you can do is have all your reports locked and try. If they request you unlock you will have to do so to proceed. If not, it will be sp, even if denied. 

Message 4 of 11
TG10X
Regular Contributor

Re: NAVY CLI Soft or Hard Pull?

My recent experience as of 4/20 was a SP but I guess be prepared for a HP just in case.




Message 5 of 11
M_Smart007
Legendary Contributor

Re: NAVY CLI Soft or Hard Pull?


@DoctorManhattan wrote:

Hey guys been a while. 

I have 4 statements now with Navy. I was wondering if I request a CLI if I would get a hard or soft pull? Thanks. 


All the DP's I have seen .. have all been SP's for CLI's.

Have not see a HP for quite a while. (CSR's will tell you differentSmiley LOL)

Message 6 of 11
DoctorManhattan
Frequent Contributor

Re: NAVY CLI Soft or Hard Pull?

Haha wondering if anyone has had a HP lately. I'll be that one guy. 😂

Message 7 of 11
AllZero
Mega Contributor

Re: NAVY CLI Soft or Hard Pull?

Good luck! Hope to read of your success on the SP CLI.

Message 8 of 11
DoctorManhattan
Frequent Contributor

Re: NAVY CLI Soft or Hard Pull?


@AllZero wrote:

Good luck! Hope to read of your success on the SP CLI.


Thanks AZ I let two of my cards report balances by accident and paid off they should be updating soon. I will do it then. 

Message 9 of 11
Anonymous
Not applicable

Re: NAVY CLI Soft or Hard Pull?


@DoctorManhattan wrote:

Hey guys been a while. 

I have 4 statements now with Navy. I was wondering if I request a CLI if I would get a hard or soft pull? Thanks. 


I just apped today and got a cli of $1500 with a so, also as of now, over 12 hrs later got a 2nd card with a sp, so far no alerts of any hp, you can see my thread in the approvals. Good luck 

Message 10 of 11
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