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NFCU AR complete?

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Anonymous
Not applicable

NFCU AR complete?

I just checked my account, and my credit score has been updated to show 01/04/2018.

Message 1 of 11
10 REPLIES 10
iluvnola
Valued Member

Re: NFCU AR complete?

Same here, just checked and I see mine has been updated as well!

Personal

Business



Scores:10/01/17 FICO 8 EQ 629 TU 626 EX 634
Scores:08/01/18 FICO 8 EQ 678 TU 731 EX 695

Scores:09/01/19 FICO 8 EQ 720 TU 730 EX 695

Scores:09/01/21 FICO 8 EQ 762 TU 767 EX 757
Goal Scores: 760+ ATB FICO 8



Message 2 of 11
Anonymous
Not applicable

Re: NFCU AR complete?

Now I'm ready to roll! Been waiting 5 months 

Message 3 of 11
credit_endurance
Valued Contributor

Re: NFCU AR complete?

AR is complete. Most likely done before year ended. Go ahead a give it a smash!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 4 of 11
AllCredit
Frequent Contributor

Re: NFCU AR complete?

Do you already have to have a credit product with them to have an AR?

Message 5 of 11
Anonymous
Not applicable

Re: NFCU AR complete?

Should I ask for a CLI if my score dropped 30 points since my last AR?

Message 6 of 11
Anonymous
Not applicable

Re: NFCU AR complete?

I just checked mine.  Has went up to 789.  It's amazing what happens when you can lay off applying for cards for a while.  I am on a mission to get as close to 850 as possible.  Want that so much more than new credit.

Message 7 of 11
Anonymous
Not applicable

Re: NFCU AR complete?


@Anonymous wrote:

I just checked mine.  Has went up to 789.  It's amazing what happens when you can lay off applying for cards for a while.  I am on a mission to get as close to 850 as possible.  Want that so much more than new credit.


Congratulations!

Message 8 of 11
Anonymous
Not applicable

Re: NFCU AR complete?


@Anonymous wrote:

@Anonymous wrote:

I just checked mine.  Has went up to 789.  It's amazing what happens when you can lay off applying for cards for a while.  I am on a mission to get as close to 850 as possible.  Want that so much more than new credit.


Congratulations!


Thank you!  I am proud of my ability to come through two impulsive card sprees relatively unscathed.  I have no desire to do it again.  I want the highest credit score, not more credit.

ScreenHunter 07.jpg

Message 9 of 11
CreditInspired
Super Contributor

Re: NFCU AR complete?


@Anonymous wrote:

I just checked mine.  Has went up to 789.  It's amazing what happens when you can lay off applying for cards for a while.  I am on a mission to get as close to 850 as possible.  Want that so much more than new credit.


+1 and Congratulations CreditContractor

Totally agree with laying low on applying. My score has increased to 787, and I actually logged out of NFCU and logged back in because I couldn't believe my score jumped 8 pts. It's amazing and really exciting at the same time.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 10 of 11
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