NFCU Application

[Anonymous]

So today I apped for the NFCU Rewards card and got the dreaded 3-5 day message. I then apped for the LOC/NAVCHECK after just opening my checking acct. Submitted it with 15k amount and BAM APPROVED!!! I about fell out of my chair when I saw that. I only have an auto loan reporting and a secured card with a $600 limit on it. I also had a repo in early 2013.

Any ideas if they will approve the CC with my scores listed below in my signature and the 15k NAVCHECK approval?

Thanks in advance.

[Anonymous]

What was the income you stated on your app?

i was given $500 after my bk.... Scores around 550. I was denied and had to recon but I was denied the loc, even after recon. 

[credgirl]

Kinda standard with Navy...especially with new accounts. I got the same message and was later approved.

[-Cal-]

congrats, I wish I could join NFCU

[Anonymous]

75K is my verified income on my app.

[Anonymous]

So NFCU approved the Cash rewards card with a 500.00 limit. I am wondering if I should recon that or just use and PIF several times a month and wait 3 months to do a CLI. Creditaddict where are you with your excellent NFCU advice?! lol

[Anonymous]

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@Anonymous wrote:

So NFCU approved the Cash rewards card with a 500.00 limit. I am wondering if I should recon that or just use and PIF several times a month and wait 3 months to do a CLI. Creditaddict where are you with your excellent NFCU advice?! lol

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Doesn't hurt to do a recon via secured message.  You can always still do the 3 month CLI request.  With your current scores they might give you a slightly higher limit now but I wouldn't expect too much.

[Anonymous]

I sent a message. Will wait and see what they say.