NFCU CLI Info...?

[User1109519]

Once you open your FIRST NFCU CC -- how soon after may you request a CLI? And then how often thereafter? AND are they still doing just the $4,000 increases? 

[JNA1]

91 days and 3 full statements after opening, and 181 and 6 statements in my experience. Both my and DW's last CLIs were both $4K.

 I recently applied for a CLI after 6 months, but didn't wait 6 full statements and got denied for too soon of a credit line change. I'm going to try again in a few days to test the 181/6 theory. 

[OmarGB9]

This thread is an excellent reference:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Datapoints-Thread-for-Members...

[wildboys]

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@User1109519 wrote:

Once you open your FIRST NFCU CC -- how soon after may you request a CLI? And then how often thereafter? AND are they still doing just the $4,000 increases? 

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Yes they still only give $4000 increases.

[AverageJoesCredit]

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@User1109519 wrote:

Once you open your FIRST NFCU CC -- how soon after may you request a CLI? And then how often thereafter? AND are they still doing just the $4,000 increases? 

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91 days 3 full statements, every 6 months after successful cli, yes 4k is current max given.

[AverageJoesCredit]

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@wildboys wrote:

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@User1109519 wrote:

Once you open your FIRST NFCU CC -- how soon after may you request a CLI? And then how often thereafter? AND are they still doing just the $4,000 increases? 

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Yes they still only give $4000 increases.

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Lol more than many lenders  these days. If thats insufficient,  i highly recommend Cap One and their $100 increases

[designated_knitter]

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@AverageJoesCredit wrote:

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@wildboys wrote:

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@User1109519 wrote:

Once you open your FIRST NFCU CC -- how soon after may you request a CLI? And then how often thereafter? AND are they still doing just the $4,000 increases? 

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Yes they still only give $4000 increases.

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Lol more than many lenders  these days. If thats insufficient,  i highly recommend Cap One and their $100 increases

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Seriously!  Their "measly" 4K CLIs is still more than my total CLs for most of my accounts!  I got an 800 CLI from Comenity on my Sony visa and was stoked!

[credit8502020]

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@JNA1 wrote:

91 days and 3 full statements after opening, and 181 and 6 statements in my experience. Both my and DW's last CLIs were both $4K.

 I recently applied for a CLI after 6 months, but didn't wait 6 full statements and got denied for too soon of a credit line change. I'm going to try again in a few days to test the 181/6 theory. 

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@JNA1 Thank you for sharing these details. Did you try again and test the 181/6 theory? 

[JNA1]

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@credit8502020 wrote:

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@JNA1 wrote:

91 days and 3 full statements after opening, and 181 and 6 statements in my experience. Both my and DW's last CLIs were both $4K.

 I recently applied for a CLI after 6 months, but didn't wait 6 full statements and got denied for too soon of a credit line change. I'm going to try again in a few days to test the 181/6 theory. 

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@JNA1 Thank you for sharing these details. Did you try again and test the 181/6 theory? 

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Yes, I waited until after the 6th full statement cut and tried again, and they gave me $4K, bumping my CL to $31,100.  

[credit8502020]

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@JNA1 wrote:

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@credit8502020 wrote:

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@JNA1 wrote:

91 days and 3 full statements after opening, and 181 and 6 statements in my experience. Both my and DW's last CLIs were both $4K.

 I recently applied for a CLI after 6 months, but didn't wait 6 full statements and got denied for too soon of a credit line change. I'm going to try again in a few days to test the 181/6 theory. 

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@JNA1 Thank you for sharing these details. Did you try again and test the 181/6 theory? 

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Yes, I waited until after the 6th full statement cut and tried again, and they gave me $4K, bumping my CL to $31,100.  

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@JNA1 Ok. Great! Thank you for the update & congrats on the CLI!