cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU Cash Rewards vs NFCU Go Rewards

tag
Anonymous
Not applicable

NFCU Cash Rewards vs NFCU Go Rewards

Does anyone know if  there is a major difference in how these cards are veiwed/reviewed?

 

I've alot of people get huge CLI on the Cash Rewards card. I have similar data points but I can't seem to get an CLI on my goRewards card. 

all ficos 720+, 1 HP in last 6 months, $85k in income, no baddies, 18% overall utilization and 1 card at 22% (amex)

 

What am I missing? Do I need to change cards?

Message 1 of 4
3 REPLIES 3
Scupra
Super Contributor

Re: NFCU Cash Rewards vs NFCU Go Rewards

Credit is like fingerprints, no profile is like another. Those cards have the same underwriting so I don't think a PC is going to do anything for you.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 4
Anonymous
Not applicable

Re: NFCU Cash Rewards vs NFCU Go Rewards

I got cli to 22k at 91 days on Go Rewards.  How much money have you been spending on the card? I spent aournd 2k in the first 90 days.  

 

Perhaps more people have the cash rewards.  Although the Go Rewards gives you cash as well.  Nice thing about Go Rewards is it doesn't charge you foreign transaction fee and gives you 3 percent back on dinning.  Used it all my meals on my last trip overseas.  

Message 3 of 4
AverageJoesCredit
Legendary Contributor

Re: NFCU Cash Rewards vs NFCU Go Rewards

I dont think there is much difference , only in how you use card. If your eligble for a cli, youll get one. People who get big cli get them on either card so its more profile specificSmiley Wink Keep pushin on, youll get oneSmiley Happy
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.