This really does suck in every sense, thought you would be a shoe-in. Likely as Fin stated just a matter of a small wait now, but none the less, doesn't make it feel better. No time to look back though, you're in a solid spot thus far... really 10x ahead of where you were last year right! I say it's still a win-win, next time they'll probably give you a 50k approval 'just' because.
I sent a recon letter and ask that they NOT do another hp.
They stuck with their decision but did not do a hp.
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