I applied this morning and app went pending. Hopefully this ends with an approval! Thoughts everyone?
6 inquiries in the last 12 months
Lots of new accts
Just shy of 6 figure income
Again, really hoping for a positive outcome as I’d love to use NFCU for quite a bit in the future. I feel like building history would be a great start!
Need anything further just ask!
I wish you luck.
I was just denied with 745 fico8, 2 inquiries, 15% utl, and 6 figure income.
I scored a 333 on their internal scale of 100-450.
I could not handle the rejection, so I applied for Cash Rewards and got a $1k SL.
I had only been a member for a few days though.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!10% Rotating - Discover 5%-20% - Amazon & Lowes 3-6% Groceries - NFCU & Amex Preferred
Lately I have seen them give low limit first cards and high limit second cards at 91/3 regardless of score. There will of course be some outliers but this looks like the trend.
My "Baby momma" was approved for an 11k US Bank Cash+ but when apping at NFCU only got 1k with better scores. Mine are about 30 points below hers and I got a $700 SL on mine. We are both hoping for better results at 91/3 in early July.