NFCU Flagship denial

[Roadgeek395]

I'm at 99/3. I thought everything was going great. What did I do wrong? So disappointing.

[DoctorManhattan]

How many cards do you have with them?

[Roadgeek395]

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@DoctorManhattan wrote:

How many cards do you have with them?

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Just one. The More Rewards card.

[AverageJoesCredit]

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@Roadgeek395 wrote:

I'm at 99/3. I thought everything was going great. What did I do wrong? So disappointing.

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Most likely you didnt do anything wrong but you need to provide more context on your current credit profile to get any meaningful responses. Navy approvals and cli are not gaurenteed for any of us, regardless of score or income. 

[Roadgeek395]

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@AverageJoesCredit wrote:

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@Roadgeek395 wrote:

I'm at 99/3. I thought everything was going great. What did I do wrong? So disappointing.

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Most likely you didnt do anything wrong but you need to provide more context on your current credit profile to get any meaningful responses. Navy approvals and cli are not gaurenteed for any of us, regardless of score or income. 

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Scores are 750s across the board. Currently have 4 revolving accounts and 1 installment account. 7 inquiries in the past 24 months. No negative remarks on any report. 

[pakratus]

How many days were on your first statement?  DPs indicate anything less than 25 days is not a full statement and is not be counted towards 91/3.

[Roadgeek395]

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@pakratus wrote:

How many days were on your first statement?  DPs indicate anything less than 25 days is not a full statement and is not be counted towards 91/3.

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All statements showed either 30 or 31 days

[pakratus]

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@Roadgeek395 wrote:

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All statements showed either 30 or 31 days

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What was your More Rewards approval date?

What is your statement closing date on your first statement?

[Roadgeek395]

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@pakratus wrote:

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@Roadgeek395 wrote:

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All statements showed either 30 or 31 days

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What was your More Rewards approval date?

What is your statement closing date on your first statement?

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Approval date was September 10th, closing date of first statement was October 8th. 

[dragontears]

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@Roadgeek395 wrote:

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@AverageJoesCredit wrote:

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@Roadgeek395 wrote:

I'm at 99/3. I thought everything was going great. What did I do wrong? So disappointing.

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Most likely you didnt do anything wrong but you need to provide more context on your current credit profile to get any meaningful responses. Navy approvals and cli are not gaurenteed for any of us, regardless of score or income. 

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Scores are 750s across the board. Currently have 4 revolving accounts and 1 installment account. 7 inquiries in the past 24 months. No negative remarks on any report. 

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Objectively, does your credit profile merit a card with a 5k starting limit?