NFCU Instant Approval?

NP27 · ‎08-30-2015

Hello,

Does NFCU do instant approvals for CC's? I wanted to app for the Flagship, but was wondering if there is a possibility of getting an instant approval. Currently have LOC, Cash Rewards, and all banking including direct deposit with them. 715 EQ.

Anonymous · ‎08-30-2015

Yes they give out instant approvals.

NP27 · ‎08-30-2015

@Anonymous wrote:
Yes they give out instant approvals.

This is in credit card applications. DOH. it looks like you edited your post already

Anonymous · ‎08-30-2015

@NP27 wrote:
@Anonymous wrote:
Yes they give out instant approvals.

This is in credit card applications

Yeah I know. My mistake. Sorry. Not enough coffee yet :-)

Anonymous · ‎08-30-2015

You should be fine and have very good shot at instant approval

NP27 · ‎08-30-2015

@Anonymous wrote:
You should be fine and have very good shot at instant approval

If it is not instant for whatever reason, do they do reviews on Sunday?

If not, I may wait until tomorrow to app because I am inpatient and dont want to be in limbo until tomorrow.

I know when I apped for my LOC it was not instant, but received the text 20 minutes later that I was approved.

Anonymous · ‎08-30-2015

@NP27 wrote:
@Anonymous wrote:
You should be fine and have very good shot at instant approval
If it is not instant for whatever reason, do they do reviews on Sunday?

If not, I may wait until tomorrow to app because I am inpatient and dont want to be in limbo until tomorrow.

I know when I apped for my LOC it was not instant, but received the text 20 minutes later that I was approved.

I'm not certain but I doubt that they do reviews on Sunday's. Are there any baddies still on your EQ report? If not I can't see any reason for it not being instant or an approval very soon after. When I applied for the Flagship my score was around yours at the same and I got an instant for $25K. I think I even had a charge off on my report at the time

NP27 · ‎08-30-2015

no baddies...a few lates but > 2years old

Anonymous · ‎08-30-2015

@NP27 wrote:
no baddies...a few lates but > 2years old

I guess at this point given your impatience (I'm the same way) maybe waiting until tomorrow is a good idea. Either way, as long as your income supports more credit from them, an approval is pretty much a sure thing.

Onlyvreason to wait longer is to see if they come out with a bonus points offer for the Flagship

NP27 · ‎08-30-2015

@Anonymous wrote:
@NP27 wrote:
no baddies...a few lates but > 2years old
I guess at this point given your impatience (I'm the same way) maybe waiting until tomorrow is a good idea. Either way, as long as your income supports more credit from them, an approval is pretty much a sure thing.

Onlyvreason to wait longer is to see if they come out with a bonus points offer for the Flagship

How often do they come out with a bonus points offer?