NFCU and Citi Costco

[Anonymous]

Sorry if this is in the incorrect forum section. This is my first topic and I was torn between Apps and Approvals since I haven't been approved/denied yet. If it is incorrect, please move this to the correct section....

Well, I thankfully got my membership approved yesterday for NFCU (thanks so much Baller4Life for your amazing help! 😃). I put in an application for the GoRewards and it went to 1-day review.

That and my Citi Costco recon are my last apps before I make my way to the garden. I'm mainly hoping for the GoRewards, as I'm really looking forward to (hopefully) making it grow with my PenFed Platinum Siggy Awards.

Fingers crossed!

[Anonymous]

Actually now that I think about it, if I get denied and can't recon, perhaps I'll get lucky with the next AR for NFCU? I JUST set up payments to have two high uti cards paid off on Tuesday, so my scores will definitely improve by then.

How is NFCU with recons? They really are my final card that I want before I garden for the next two years.

[CountryLivin]

Usually a recon with NFCU will be another hard pull.

[RonM21]

They can be another HP if you have to recon, but hopefully it won't go that far and you get approved! Best of luck.

[Anonymous]

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@CountryLivin wrote:

Usually a recon with NFCU will be another hard pull.

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Thank you! If I get denied, I will just hold off until my two paid off accounts show in my scores.

[Anonymous]

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@RM21 wrote:
They can be another HP if you have to recon, but hopefully it won't go that far and you get approved! Best of luck.

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Thank you! I'm hoping I won't have to go that far either.  If I do get denied, I will just wait until my two paid off accounts are reflected in my scores so that I don't waste another HP. 

[Anonymous]

Good advice here. Good luck with your card.

[Anonymous]

Thank you! I called today and they said they need an extra 24-48 hours due to a high app volume.