@Anonymous wrote:This reminds me of nature. You will see multiple clusters of many of one type of thing, and if you only looked at one type of cluster, you might assume that was all there is. Apparently there are a variety of responses, for a variety of different cases. I'm still on the outside, so Im merely commenting as a neutral observer rather than a participant. Stay strong folks, dont give up hope with NFCU.
Good one...ya just can't get around facts---fact is, 91+ days CLI are still happening, to the ones it's happening to--to the ones it's not happening to..well, its not happening. 
@Anonymous wrote:Just got 12.3k CLI from NFCU. Acct had been opened 95 days prior or so. I actually requested it a little before the 91 days and was denied for a few reasons including "Your account is too new". I decided to give it a shot after 91 days and boom!. Hope this helps.
Yes it helps...Congratulations!!...
Happened to me on 1st increase, asked too early got 3 denial letters and then like a week later when i 100% knew i had 3 statement cuts showing on my login page plus over 90 days since opening, bam went from guppy fish to siggy fish instant