Name on Experian CR - What to put in

[Anonymous]

Hey guys, whenever I apply for credit card, they keep asking to verify my ID via email. I think the reason is when I put in my name, it's not match what the record on CR. 

So for example in my Experian CR. It show my name as John Doe Robert. Does it mean my first name is John, middle name is Doe, last name is Robert right (according to the report). 

My real first name is John Doe, last name still Robert.

All 3 agencies report different name on their CR, mostly mixing up the middle name and first name

Thank you for your help

[FireMedic1]

Send the CRA's a letter to fix your name with a copy of you DL (Black out the number and your face) and another ID like CC bills with your address on it.

[UncleB]

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@FireMedic1 wrote:

Send the CRA's a letter to fix your name with a copy of you DL (Black out the number and your face) and another ID like CC bills with your address on it.

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+1... ^^^ This exactly.

Instead of entering the info to match what the bureaus are reporting, you need to make sure the bureaus are reporting your correct names (i.e. in the right order).  The longer you let it go on the harder it will be to correct.  

[Anonymous]

You and I are on the same boat. CRA’s report are showing different names. For example: my first name is A B and my last name is C.
Experian shows A B C & AB C. Equifax A,B,C (!!!). Experian A B C. Luckily, Chase is the only one requested my identity verification.

[zerofire]

This is a chicken vs egg scenario where the egg forgot that it needed to be round. You should double check what TransUnion, Equifax, and Experian say your name is. Add your real name if it is missing and eliminate any mispellings if you do not want to suffer with them. When I did my first application I used a paper form and that was the biggest mistake of my life. Never again. The bank must have used OCR to read it because the spelling was completely butchered. The irony was that the bank only cared that it got a new customer so no double checks. In the end they reported the new mispellings as names and I had to clean up after it. At least they spelled my name right on the card as I was a deposit customer or caught it before it was printed. Just make sure that you fill in forms online and that the records have your name and you will rush through any card app.

[AverageJoesCredit]

I have this problem on some of my reports , different order, sometimes with Moms maiden name, even one version with Dads mom maiden name. I should correct this but as of today no problems obtaining credit.

[Anonymous]

Love OP's name, very creative by mom and dad.

[zerofire]

Well at least you cannot say that they don't love you.