@Anonymous wrote:I have a $1,000 Cash Reward card and a $15,000 CLOC with Navy. My 3rd statement on my cash rewards will be on the 24th of December. I am preparing to apply for a CLI and another card with Navy at the same time. I do have a few questions:
Is there an AR in December? or do I need to wait till end of January or Feb to apply?
My EQ score is much better than my TU. Should I freeze my TU so they pull EQ if they do a hard pull?
Should I apply for a CLI and new card at the same day? same time?
Thanks !
Check the end of the very long Navy thread, everyone will start talking about when an AR has been done - and then they'll be asking for a CLI. FYI, we don't talk about freezing CRAs so lenders will use other bureaus - it's forbidden on the forum. I'm not sure about apping for another card, maybe someone else will chime in.
@Anonymous wrote:Thank You... I am learning
I learn something new here everyday! As the poster above me stated, we need more background information to better be able to help you. Do you have other credit cards? What is your utilization on them? Any baddies? AOA?