Navy CLI ?

[CreditPoor]

Fiance has two NFCU CashRewards and is due for her CLI request.

Card#1 was approved for CLI on 10/08/2024 and according to GPT calculations 181 days would have been 04/07/2025

Card#2 was unsecured to a CashRewards on 10/08/2024 and based on same 181 days calculation that landed on 04/07/2028

1. Can she request both invreases on same day?

2. I told her to give it one more day, if she applies after midnight would thatcount as next day?

3. How difficult is it to product change and csn dhe do that via message?

[Creditwiser]

Make sure the 6th Statement has posted on each, and yes, a CLI can be requested.

[southernblueeyes]

Sometimes it is better to wait until 183-185 days. If the CLI was not approved last week you can always try again. If it was denied be sure to read the letter that they send you. It is possible that you have reached the maximum credit that they are willing to extend to you "at this time". Usually CLI requests sent via the website or the app are soft pulls. Just don't call to request the CLI or you will most likely get a hard pull. 

[CreditPoor]

Yeah I'll definitely wait longer next time. I think there was a bit of confusion because I had two CashRewards cards both trying for increases and system may have been duping them out. No harm no foul as I actually ended up getting max increases on both and was able to product change to Flagship on one and  a GoRewards on the other. In the end Navy continues to go the distance.