Navy Fed CLI (Which FICO version)

[Mad12345]

Hello everyone. Can someone tell which FICO version Navy Fed uses for a CC credit limit increase. I think I remember reading that they pull EQ, but I don't remember which FICO version.

[AllZero]

I'm not sure, either TU9 or EQ9.

[Mr_Mojo_Risin]

I couldn't say for sure anymore. New CC apps are TU and loan products were EQ. Supposedly they've switched everything over to TU the last few months. 

[Girlzilla88]

@Mad12345    When I got mine of July this year they Checked TU for the CLI!!!      I'm assuming 9, I hope this helps

[Girlzilla88]

And @Mr_Mojo_Risin    Would be right on the Card, when I checked for a Second card in August this year they pulled EQ (But they may be transistioning that over to TU as well so just check on that when it gets closer to time for you)

[Girlzilla88]

@Mad12345    Also if you are wanting to do a CLI ask online for a possible SP!!!!   

[Shaw83]

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@Mad12345 wrote:

Hello everyone. Can someone tell which FICO version Navy Fed uses for a CC credit limit increase. I think I remember reading that they pull EQ, but I don't remember which FICO version.

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Should be TU, but it appears to be a combination of their scoring model as well. I know they like to use TU credit vision. 

[AverageJoesCredit]

Honestly i dont pay much attention to what fico score Navy uses for a cli. You either get one or you dont. Lock reports, fill out request, and click submit 

Navy rules are pretty simple and straight forward.....91/3 ,  6 months cli allowances , 12 month apr redux requests and when in doubt, shoot for moon and see where the approval/denial paper lands

[gingerflower]

@Mad12345 

I believe it is Transunion for CLI. A month ago DH asked for a CLI and saw Transunion was pulled. 

[Mad12345]

Thanks to all that replied to my question. I won't be at 91/3 until February. Just wondering which version they use because some of my scores are much higher than others. If Navy fed uses one of the lower scores, I was going to wait until my scores come up some.